The Village of Gilberts, a Kane County community in the far-northwest Chicago suburbs, requires a contractor to file a surety bond of not less than $3,000, along with a certificate of insurance, before the Village's Community Development Department will license the contractor. Ours is $100 flat — the price you see is the checkout price. The bond issues the moment you pay — a soft credit pull at most, never a hard inquiry.
















A small-village contractor license bond is about the simplest filing in surety. Here's the entire process:
Business details and an effective date. That's the application — no financials, no credit section.
Registration bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond and power of attorney arrive by email, ready to file with the Village of Gilberts Community Development Department alongside your certificate of insurance. Wet-ink original mailed on request.
Gilberts is a home-rule Illinois village, and like most Illinois villages it does not rely on a statewide contractor license — its Community Development Department conditions a contractor license on the contractor first posting a surety bond of not less than $3,000 along with a certificate of insurance. The Village's FAQ page is explicit on the bond floor: not less than $3,000.
It's a three-party arrangement: you (the principal), the surety carrier, and the Village of Gilberts (the obligee), with property owners and the Village itself as the protected parties. If a licensed contractor's work causes damage the Village's licensing requirement is meant to guard against, a harmed party can recover against the bond up to the penal sum.
It is not insurance for you — if the surety pays a claim, you repay the surety. We track your term and notify you before renewal so your license stays continuous.
These are the actual issuing fields — no credit section, because this application doesn't collect credit information.
Start the application →$100 flat, soft pull only, bond often issued in the same sitting. Free until issued.