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Des Plaines contractor license bonds.
$100 flat.

The City of Des Plaines requires a $20,000 surety bond before it registers a contractor to do work on city property or in the public right-of-way. Ours is $100 flat — the price you see is the checkout price.

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Required before the city registers a contractor working on city property or the right-of-way — General Contractors, Electricians, Plumbers, Roofers, and related trades
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Fixed price, fixed amount — $20,000 bond, $100, no quote process
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Multi-year terms available — set it up once for up to 3 years
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Des Plaines contractor license bond cost?

$100 at the $20,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

A Des Plaines contractor bond is one of the simpler filings in city licensing. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That is the application. No credit check.

MINUTES, USUALLY

Pay & e-sign

Registration bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with the city

Your executed bond and power of attorney arrive by email, ready to file with the Community and Economic Development Department alongside your contractor registration, which the city renews each December 31.

About this bond

What it is and who needs it.

What the bond actually guarantees

Des Plaines' Community and Economic Development Department, Building and Permits Division, administers contractor registration for work performed on city property or within the public right-of-way, and conditions that registration on a $20,000 surety bond. A contractor holding an Illinois state license for right-of-way work is exempt from this particular bonding requirement, but most other trades — general contractors, electricians, plumbers, roofers, and sewer contractors among them — must file.

It's a three-party arrangement: you (the principal), the surety carrier, and the City of Des Plaines (the obligee), with the city and affected property owners as the protected parties. If your work damages city property or violates the terms of your registration, the city or a harmed party can make a claim against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Des Plaines contractor registrations expire every December 31 regardless of when you first filed, so we track the renewal date and notify you ahead of it to keep the $20,000 bond continuous.

Des Plaines Community and Economic Development DepartmentThe City of Des Plaines' Community and Economic Development Department, Building and Permits Division, requires a $20,000 surety bond before it registers a contractor to perform work on city property or in the public right-of-way; homeowners acting as their own contractor and Illinois-licensed contractors doing right-of-way work only are exempt. Registrations expire December 31 each year. Confirm your specific trade category with the department before filing.

You need this bond if you're

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A contractor working on Des Plaines city property or right-of-way — general, electrical, plumbing, roofing, and related trades
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Registering with the city for the first time ahead of your first permit application
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Renewing your annual contractor registration before it expires on December 31
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Moving your business into Des Plaines and registering there for the first time
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $20,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the city. Your executed bond and power of attorney arrive by email, ready to file with the Community and Economic Development Department alongside your contractor registration, which the city renews each December 31.

What sets the price

The premium is fixed at $100 at the $20,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the Des Plaines contractor license bond?The premium is $100 flat — set by our carrier's rate book for this bond, the same for every contractor. The $20,000 bond amount is fixed by the City of Des Plaines, so there is no quote process.
Do I pay the $20,000?No. You pay $100. The $20,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?Registration bonds like this are among the thousands of bond types that issue right after purchase — many contractors finish the application and have the bond in the same sitting.
Is there a credit check?No credit check: the application collects no credit information. Most applications approve instantly.
Does every contractor need this bond?No. Homeowners acting as their own contractor are exempt, and an Illinois-licensed contractor performing right-of-way work only does not need this bond. Every other registered trade — general contracting, electrical, plumbing, roofing, sewer, and more — must file it.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

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Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

Finish your Des Plaines registration today.

$100 flat, no credit check, bond often issued in the same sitting. Free until issued.

Your price$100
Apply now →