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Chicago plumbing contractor bonds.
$100 flat.

Before the City Clerk issues you a plumbing contractor license, Chicago requires a $20,000 indemnification bond on file to protect anyone you contract to do plumbing work for. Ours is $100 flat, and the price you see is the checkout price. No credit check.

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Required to hold a City of Chicago plumbing contractor license under the plumbing contractors chapter of the Municipal Code
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Fixed price, fixed amount — $20,000 bond, $100, no quote process
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License inactivates automatically if the bond on file expires or is cancelled
Instantissued the moment you payNo credit checkfor this bond1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Chicago plumbing contractor bond cost?

$100 at the $20,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

A contractor indemnification bond is about the simplest filing in the license packet. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That is the application. No credit check.

MINUTES, USUALLY

Pay & e-sign

Contractor bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with the City Clerk

Your executed bond arrives by email, ready to file with the City Clerk alongside your plumbing contractor license application or renewal. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Chicago licenses plumbing contractors through its Department of Buildings and the City Clerk's office, under the plumbing contractors provisions of the Municipal Code of Chicago. Before a plumbing contractor license issues, the applicant must file a $20,000 indemnification bond (or an equivalent letter of credit) payable to the City of Chicago.

It's a three-party arrangement: you (the principal), the surety carrier, and the City of Chicago (the obligee), for the benefit of any person who contracts with you for plumbing work. If you fail to perform plumbing work you contracted to do, in accordance with the plumbing provisions of the Code, that customer can recover damages against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Chicago's own rule matters here too: your plumbing contractor license is automatically inactivated the moment this bond expires or is cancelled, so we track the term and notify you before renewal.

Municipal Code of Chicago § 4-336-030 (Contractor's bond)Municipal Code of Chicago § 4-336-030 requires an applicant for a plumbing contractor license to file a $20,000 indemnification bond, or a letter of credit in the same amount, payable to the City of Chicago, for the benefit of any person who contracts with the licensee for plumbing work, to indemnify that person for damages from the licensee's failure to perform the plumbing work as contracted. Confirm current renewal and standing requirements with the Department before you apply.

You need this bond if you're

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Applying for a Chicago plumbing contractor license — new applicants
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Renewing your plumbing contractor license and your current bond is expiring or non-renewing
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Reinstating a lapsed license after the bond on file expired or was cancelled
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Moving your plumbing business into Chicago from another jurisdiction
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $20,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the City Clerk. Your executed bond arrives by email, ready to file with the City Clerk alongside your plumbing contractor license application or renewal. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $100 at the $20,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the Chicago plumbing contractor bond?The premium is $100 flat — set by our carrier's rate book for this bond, the same for every contractor. The $20,000 bond amount is fixed by Municipal Code § 4-336-030, so there is no quote process.
Do I pay the $20,000?No. You pay $100. The $20,000 is the surety's maximum liability if a customer makes a valid claim against the bond for unfinished or defective plumbing work — not a deposit, and nobody holds your money.
How fast will I have the bond?Contractor bonds like this are among the thousands of bond types that issue right after purchase — many contractors finish the application and have the bond in the same sitting.
Is there a credit check?No credit check: the application collects no credit information. Most applicants approve instantly.
What happens if my bond lapses?Your plumbing contractor license is automatically inactivated the moment the bond on file with the City Clerk expires or is cancelled. Renewing on time — or choosing a 2 or 3-year term up front — keeps your license continuously active.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Get your plumbing contractor license moving.

$100 flat, no credit check, bond often issued in the same sitting. Free until issued.

Your price$100
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