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Chicago bridge permit bonds.
From $100.

The Chicago Department of Transportation (CDOT) requires a permit, backed by a surety bond, for construction or utility work that affects a bridge, a viaduct, or the public way immediately adjacent to one. Premiums cost 2% of the bond amount, $100 minimum.

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Required for a CDOT bridge or public-way permit covering work affecting a City of Chicago bridge or viaduct
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Amount is set by CDOT to the scope of the work — confirm your figure on your permit
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No credit check up to $10,000 — above that, a soft pull at most, which never affects your score
From $1002% of the bond amount, $100 minimumNo credit check up to $10,000above that, a soft pull at most, never a hard inquiryFastinstant underwriting for most
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Chicago bridge permit bond cost?

2% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

No long underwriting queue for the standard bridge permit bond — enter your amount, pay, and file with CDOT. Here is the whole thing:

TODAY · ONLINE

Apply online

Your company details, the bond amount your bridge permit requires, and the effective date — that is the application.

INSTANTLY

Approved

No credit check up to $10,000, and most applications approve instantly. Because bridge work can run large, bigger bond amounts may get a brief underwriter review.

SAME DAY

File with CDOT

Submit the executed bond to the Chicago Department of Transportation with your bridge or public-way permit application. Wet-ink originals mailed on request.

About this bond

What it is and who needs it.

What the bridge permit bond actually guarantees

CDOT holds permitting authority over the public way, including the area in and around the roughly 300 bridges and viaducts it maintains — 37 of them movable spans over the Chicago and Calumet Rivers. No work in the public way, including work that touches or is adjacent to a bridge structure, may start without an approved permit, and CDOT can require a bond as a condition of issuing one.

It is a three-party arrangement: you (the principal), the surety carrier, and the City of Chicago (the obligee), with the public and the City as the protected parties. If permitted work damages a bridge structure, obstructs navigation or traffic beyond what the permit allows, or is left unrestored, the City can recover against the bond up to the amount your permit set.

It is not insurance for you — if the surety pays a claim, you repay the surety. There is no single citywide bond figure: CDOT sizes it to the scope of the specific bridge or public-way work your permit covers, so enter the amount stated on your permit paperwork.

Chicago Department of Transportation (CDOT)CDOT administers bridge and public-way permitting under its own regulations for construction, openings, and obstructions in the public way. We could not independently verify a single citable Municipal Code section and bond percentage from a fetchable source, so confirm your required bond amount directly on your CDOT bridge or public-way permit before you apply.

You need this bond if you are

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A contractor performing work on or adjacent to a City bridge or viaduct structure
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Doing utility, excavation, or construction work in the public way near a bridge under a CDOT permit
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A marine or crane contractor whose work requires clearance near a movable bridge span
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Renewing a bridge or public-way permit bond whose term is expiring
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with CDOT. Submit the executed bond to the Chicago Department of Transportation with your bridge or public-way permit application. Wet-ink originals mailed on request.

What sets the price

The premium is 2% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $10,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, then a fast decision.

Submit the application with the bond amount your CDOT bridge permit requires. No credit check up to $10,000, and most applications approve instantly.

Start the application →
FAQ

Common questions.

How much is the Chicago bridge permit bond?Premiums cost 2% of the bond amount your CDOT permit requires, with a $100 minimum. Enter the figure on your bridge or public-way permit and your exact price appears at the application.
What amount should I enter?Use the bond amount CDOT set on your bridge or public-way permit. It is not a single citywide figure — CDOT sizes it to the scope of the specific work, so confirm it with your permit paperwork if it is unclear.
What does the bond guarantee?That your permitted work is completed without damaging the bridge structure or obstructing the public way beyond what your permit allows, and that any damage caused is repaired. If the City is harmed and a valid claim is made, it can recover against the bond up to your permit amount.
Where do I file it?With the Chicago Department of Transportation, alongside your bridge or public-way permit application. Your e-signed bond and power of attorney arrive by email, ready to submit.
Is there a credit check?No credit check up to $10,000. Above that, the carrier may run a soft pull, which never affects your score. Most applicants approve instantly.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

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Price and requirements checked on the carrier’s application, . Page updated .

Get your CDOT bridge permit bond filed today.

From $100, no credit check up to $10,000. Enter your permit amount and file with CDOT the same day. Free until issued.

Your premiumfrom $100
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