The City of Braidwood, a small Will/Grundy County community about an hour southwest of Chicago, requires a contractor to file a $10,000 surety bond before the City will issue a building permit. Ours is $100 flat — the price you see is the checkout price. The bond issues the moment you pay — a soft credit pull at most, never a hard inquiry.
















A small-city contractor registration bond is about the simplest filing in surety. Here's the entire process:
Business details and an effective date. That's the application — no financials, no credit section.
Registration bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond and power of attorney arrive by email, ready to file with Braidwood City Hall alongside your permit application. Wet-ink original mailed on request.
Braidwood is a home-rule Illinois municipality, and like most Illinois cities it does not rely on a statewide contractor license — it conditions its own building-permit process on a contractor first posting a $10,000 surety bond with the City. No permit for work inside city limits is issued to an unbonded contractor.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of Braidwood (the obligee), with property owners and the City itself as the protected parties. If a bonded contractor's work causes damage the City's licensing requirement is meant to guard against, a harmed party can recover against the bond up to the $10,000 penal sum.
It is not insurance for you — if the surety pays a claim, you repay the surety. The carrier's own filing for this bond notes a calendar-year renewal (December 31), regardless of the effective date you pick, so build that date into your compliance calendar rather than assuming a one-year-from-purchase cycle.
These are the actual issuing fields — no credit section, because this application doesn't collect credit information.
Start the application →$100 flat, soft pull only, bond often issued in the same sitting. Free until issued.