Champaign peddler bonds.
From $100.
Champaign licenses peddlers and transient (itinerant) merchants, who sell goods from a temporary location or door to door rather than a fixed place of business, through the City's Finance Department. A surety bond backs the license. Premiums cost 1% of the bond amount, $100 minimum.
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How much does a Champaign peddler bond cost?
1% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
No long underwriting queue for the standard peddler bond — enter your amount, pay, and file with the City. Here is the whole thing:
Apply online
Your business details, the bond amount your license requires, and the effective date — that is the application.
Approved
No credit check up to $25,000, and most applications approve instantly. Larger bond amounts may get a brief underwriter review.
File with the Finance Department
Submit the executed bond with your peddler or transient merchant license application at Champaign's Finance Department. Wet-ink originals mailed on request.
What it is and who needs it.
What the peddler bond actually guarantees
Champaign requires a person selling goods from a temporary location, a cart, a vehicle, or door to door — outside of a fixed, licensed place of business — to hold a peddler or transient (itinerant) merchant license, administered through the City's Finance Department at City Hall.
The bond is a consumer-protection backstop: it's a three-party arrangement between you (the principal), the surety carrier, and the City of Champaign (the obligee), protecting customers and the City if a licensed peddler or merchant violates the licensing conditions or leaves a covered obligation unmet. If the surety pays a claim, the peddler repays the surety — it is not insurance for the licensee.
There is no single bond figure that applies to every applicant — the amount is set as part of the license the City issues, and can vary by the scale or duration of the selling activity. Enter the amount your license paperwork specifies; we price the bond from a $100 minimum, and no credit check up to $25,000.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the Finance Department. Submit the executed bond with your peddler or transient merchant license application at Champaign's Finance Department. Wet-ink originals mailed on request.
What sets the price
The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $25,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, then a fast decision.
Submit the application with the bond amount your Champaign license requires. No credit check up to $25,000, and most applications approve instantly.
Start the application →Common questions.
Other Illinois bonds.
Price and requirements checked on the carrier’s application, . Page updated .
Get your Champaign license bond filed today.
From $100, no credit check up to $25,000. Enter your license amount and file with the Finance Department the same day. Free until issued.