The Village of Calumet Park, a Cook County community just south of Chicago, requires a contractor to file a $10,000 surety bond, payable to the Village, under its business licensing ordinance before it will issue a building permit. Ours is $100 flat — the price you see is the checkout price. The bond issues the moment you pay — a soft credit pull at most, never a hard inquiry.
















A small-village contractor license bond is about the simplest filing in surety. Here's the entire process:
Business details and an effective date. That's the application — no financials, and a soft pull at most.
Registration bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond and power of attorney arrive by email, ready to file with Calumet Park Village Hall alongside your license application. Wet-ink original mailed on request.
Calumet Park is one of the many Illinois municipalities that does not rely on a statewide contractor license — Illinois does not license general contractors at the state level — and instead conditions its own contractor licensing on a $10,000 surety bond filed with the Village. No permit for work inside village limits is issued to an unlicensed, unbonded contractor.
It's a three-party arrangement: you (the principal), the surety carrier, and the Village of Calumet Park (the obligee), with property owners and the Village itself as the protected parties. If a licensed contractor's work causes damage the licensing requirement is meant to guard against, a harmed party can recover against the bond up to the $10,000 penal sum.
It is not insurance for you — if the surety pays a claim, you repay the surety. The carrier's own filing for this bond runs to an April 30 expiry regardless of the effective date you choose, so build that date into your compliance calendar rather than assuming a one-year-from-purchase cycle.
These are the actual issuing fields — a soft pull at most, never a hard inquiry.
Start the application →$100 flat, soft pull only, bond often issued in the same sitting. Free until issued.