Coal Valley contractor bonds.
$100 flat.
The Village of Coal Valley, a Rock Island County community in the Quad Cities area, requires a contractor to file a $10,000 surety bond, payable to the Village, with the Building and Inspections Department before it will issue a building permit. Ours is $100 flat — the price you see is the checkout price. The bond issues the moment you pay — a soft credit pull at most, never a hard inquiry.
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Three steps. One sitting.
A small-village contractor license bond is about the simplest filing in surety. Here's the entire process:
Apply online
Business details and an effective date. That's the application — no financials, and a soft pull at most.
Pay & e-sign
Registration bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
File with the Village
Your executed bond and power of attorney arrive by email, ready to file with Coal Valley Building and Inspections alongside your permit application. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
Coal Valley is one of the many Illinois municipalities that does not rely on a statewide contractor license — Illinois does not license general contractors at the state level, and almost all construction and trade licenses in the state are issued at the city or county level — and instead conditions its own building-permit process on a contractor first posting a $10,000 license or permit bond with the Village. No permit for work inside village limits is issued to an unbonded contractor.
It's a three-party arrangement: you (the principal), the surety carrier, and the Village of Coal Valley (the obligee), with property owners and the Village itself as the protected parties. If a bonded contractor's work causes damage the licensing requirement is meant to guard against, a harmed party can recover against the bond up to the $10,000 penal sum.
It is not insurance for you — if the surety pays a claim, you repay the surety. The carrier's own filing for this bond runs to a December 31 expiry regardless of the effective date you choose, so build that date into your compliance calendar rather than assuming a one-year-from-purchase cycle.
You need this bond if you're
One application, issued instantly.
These are the actual issuing fields — a soft pull at most, never a hard inquiry.
Start the application →Common questions.
Other Illinois bonds.
Clear Coal Valley's permit desk today.
$100 flat, soft pull only, bond often issued in the same sitting. Free until issued.