Aurora contractor license bonds.
From $100.
The City of Aurora conditions a contractor license on an irrevocable license and permit bond, payable to the City, placed with the Director of Public Works in the amount of $20,000. Premiums cost 0.5% of the bond amount, $100 minimum; no credit check up to $100,000, and most applications approve instantly.
Trusted by industry leaders
How much does an Aurora contractor license bond cost?
0.5% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
No long underwriting queue for the standard Aurora contractor bond — apply, pay, and file with the City. Here is the whole thing:
Apply online
Your business details, the $20,000 bond amount the City requires, and the effective date — that is the application.
Approved
No credit check up to $100,000, and most applications approve instantly. Pricing is 0.5% of the bond amount, $100 minimum.
File with the City
Your executed bond and power of attorney arrive by email, ready to file with the Director of Public Works so your contractor license can issue. Wet-ink original mailed on request.
What it is and who needs it.
What the Aurora contractor bond actually guarantees
The City of Aurora licenses contractors working inside the city and conditions that license on a $20,000 license and permit bond, placed with the Director of Public Works and payable to the City. It is a code-compliance and public-protection guarantee — it stands behind a contractor's promise to work to Aurora's codes and to honor the conditions of any city permit pulled under the license.
It is a three-party arrangement: you (the principal), the surety carrier, and the City of Aurora (the obligee), with the public as the protected party. If licensed work violates city ordinance and the City or a harmed party suffers a loss, they can recover against the bond up to the $20,000 penal sum.
It is not insurance for you — if the surety pays a claim, you repay the surety. The bond generally runs a set term and then renews so a licensed contractor keeps continuous coverage for as long as work continues inside the city; confirm your renewal date with the Director of Public Works.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the City. Your executed bond and power of attorney arrive by email, ready to file with the Director of Public Works so your contractor license can issue. Wet-ink original mailed on request.
What sets the price
The premium is 0.5% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual issuing fields. No credit check up to $100,000.
Start the application →Common questions.
Other Illinois bonds.
Price and requirements checked on the carrier’s application, . Page updated .
Finish your Aurora contractor license checklist.
From $100, no credit check up to $100,000, bond often issued in the same sitting. Free until issued.