Idaho investment adviser bonds.
From $100.
Before the Idaho Department of Finance Securities Bureau registers an investment adviser under the Idaho Uniform Securities Act, its rules require a $25,000 surety bond conditioned on faithful compliance with the Act, under IDAPA 12.01.08.089. Premiums cost 0.15% of the bond amount, $100 minimum.
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How much does an Idaho investment adviser bond cost?
0.15% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
The bond amount is already fixed by rule, so there is no underwriting queue for the amount itself. Confirm it, apply, and file with the Department of Finance. Here is the whole thing:
Apply online
Your firm details, the $25,000 bond amount the rule fixes, and the effective date — no credit check up to $25,000.
Issued on the spot
Most applicants are approved instantly. No credit check up to $25,000.
File with the Department of Finance
Submit the executed bond with your investment adviser registration or annual renewal through IARD. Wet-ink original mailed on request.
What it is and who needs it.
What the Idaho investment adviser bond actually guarantees
An investment adviser bond is a registration condition, not insurance for the adviser. Idaho registers investment advisers under the Idaho Uniform Securities Act (2004), and the Department of Finance's administrative rule at IDAPA 12.01.08.089 conditions that registration — and each annual renewal — on a bond of a surety company authorized to transact business in Idaho, in the sum of $25,000, conditioned on the adviser's faithful compliance with the Act.
It is a three-party arrangement: you (the principal), the surety carrier, and the Idaho Department of Finance (the obligee), protecting the clients an adviser serves. Under Idaho Code § 30-14-403, it is unlawful to transact business as an investment adviser in Idaho unless registered under the Act or exempt from registration.
An adviser whose principal place of business is in another state is excluded from Idaho's bonding requirement if it is registered as an investment adviser in that home state and is in compliance with that state's own bonding or minimum net worth requirements — this bond is for firms whose principal place of business is Idaho. Registration, and this bond, run on a calendar-year cycle: the rule sets registration to expire December 31, with renewal filed through IARD.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the Department of Finance. Submit the executed bond with your investment adviser registration or annual renewal through IARD. Wet-ink original mailed on request.
What sets the price
The premium is 0.15% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $25,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued on the spot.
These are the actual issuing fields. No credit check up to $25,000. Submit once and your executed bond is ready to file the same day.
Start the application →Common questions.
Other Idaho bonds.
The same bond in nearby states.
Price and requirements checked on the carrier’s application, . Page updated .
Idaho registration is waiting on one $25,000 bond.
0.15% of the bond amount, $100 minimum. No credit check up to $25,000, issued on the spot, file with the Department of Finance the same day.