HI motor vehicle dealer bonds.
Flat 3%. Soft pull.

Hawaii licenses motor vehicle dealers through the DCCA Professional and Vocational Licensing Division under HRS chapter 437, and conditions the license on a surety bond sized to your vehicle type and volume. We issue it at a flat 3%, $275 minimum — one soft credit pull that never affects your score.

Required for your Hawaii dealer license — through the DCCA Professional and Vocational Licensing Division
Amount depends on vehicle type and monthly volume — motorcycle, used, and new tiers differ
Soft credit pull only — never affects your score, and the rate stays 3% either way
A-ratedA.M. Best carriers1–2 daystypical issuance$275minimum premium
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to licensed.

Your dealer license is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · 5 MINUTES

Apply once, online

Business details, owner information, the bond amount your license requires, and an effective date. The only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with the DCCA

Pay online and receive the executed bond ready to file with your motor vehicle dealer license application. Wet-ink originals mailed whenever the state insists.

The whole pricing page.

Bond amount × 3% = your premium, one-time per term, $275 minimum. Enter the amount your DCCA license requires and the premium updates.

$10,000 bond
$300
$25,000 bond
$750
$50,000 bond
$1,500
About this bond

What it is and who needs it.

What the bond actually guarantees

Hawaii licenses motor vehicle dealers through the Department of Commerce and Consumer Affairs (DCCA), Professional and Vocational Licensing Division, under HRS chapter 437 (read with chapter 436B and the administrative rules). The license is conditioned on a surety bond that backs your compliance with dealer law and the taxes and fees you owe the State.

The amount depends on what you sell and how much. Industry guidance describes tiers along these lines: motorcycle and scooter dealers around $10,000; used-vehicle dealers around $25,000 (higher at larger monthly volumes); and new-vehicle dealers around $50,000 (higher above roughly ten new units a month). Confirm your exact figure on your DCCA application — send it to us and we'll verify it before issuing.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of Hawaii together with harmed buyers (the protected parties). If you fail to deliver clear title, mishandle a customer's money, or skip taxes and fees, the harmed party can recover against the bond — and if the surety pays, you repay the surety.

HRS ch. 437 (Motor Vehicle Dealers)Hawaii motor vehicle dealers are licensed by the DCCA Professional and Vocational Licensing Division under HRS chapter 437, read with chapter 436B and the administrative rules, which condition the license on a surety bond. Industry guidance reports bond tiers by vehicle type and monthly volume — roughly $10,000 for motorcycle/scooter dealers, $25,000–$100,000 for used dealers, and $50,000–$200,000 for new dealers. The exact amount is set on your DCCA application; confirm it there or send it to us and we'll verify.

You need this bond if you're

Applying for a HI dealer license — new, used, wholesale, or motorcycle/scooter
Renewing your dealer license and your current bond is expiring or non-renewing
Changing your sales volume into a higher bond tier the DCCA sets
Moving to Hawaii from another state and getting licensed here

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Hawaii motor vehicle dealer bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The bond amount itself is set by the DCCA based on your vehicle type and monthly volume — so a $25,000 used-dealer bond runs $750, a $50,000 new-dealer bond runs $1,500. Enter your required amount and the quote updates.
What bond amount do I need? +
It depends on what you sell and how much. Industry guidance describes roughly $10,000 for motorcycle/scooter dealers, $25,000 for used dealers (more at higher volumes), and $50,000 for new dealers (more above about ten units a month). Confirm your exact figure on your DCCA application — or send it to us and we'll verify it.
Do I pay the full bond amount? +
No. You pay the 3% premium. The bond amount is the surety's maximum liability to the state and harmed buyers; it's not a deposit, and nobody holds your money.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It's the only extra step beyond the application, and it informs approval, not price. The rate is a flat 3% either way: credit can affect whether we approve the bond, never what it costs.
When does it renew? +
Terms run 1, 2, or 3 years — your choice at purchase. You'll get renewal notices 60 and 30 days before expiration, with autopay available, and the bond must stay active for your dealer license to stay valid.
Related bonds

Other New York bonds.

The DCCA is waiting on one document.

Flat 3%, $275 minimum, five-minute application, e-signed bond in 1–2 business days. Free until issued.

Your premium @ 3%$1,500
Apply now →