HI contractor license bonds.
Flat 3%. Soft pull.

When the Hawaii Contractors License Board requires a bond, HRS 444-16.5 sets it at not less than $5,000 — the Board fixes the exact figure case-by-case from your experience and finances. We issue whatever amount the Board names at a flat 3%, $275 minimum, with one soft credit pull.

Required when the Contractors License Board asks for a bond — general or specialty
Not less than $5,000 — the Board sets your exact figure case-by-case, up to $300,000
Soft credit pull only — never affects your score, and the rate stays 3% either way
A-ratedA.M. Best carriers1–2 daystypical issuance$275minimum premium
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to bonded.

Your license is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · 5 MINUTES

Apply once, online

Business details, owner information, the bond amount the Board set, and an effective date. The only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with the Board

Pay online and receive the executed bond ready to file with the Contractors License Board. Wet-ink originals mailed whenever the state insists.

The whole pricing page.

Bond amount × 3% = your premium, one-time per term, $275 minimum. Enter the amount the Board set and the premium updates.

$5,000 bond
$275
$10,000 bond
$300
$25,000 bond
$750
About this bond

What it is and who needs it.

What the bond actually guarantees

Hawaii licenses contractors through the Contractors License Board within the DCCA. Under HRS 444-16.5, the Board may require any licensee or applicant — general or specialty — to post a bond of not less than $5,000. It is not a flat statewide mandate on every contractor; it applies when the Board calls for it.

When required, the Board sets your exact amount case-by-case, weighing factors like your experience and financial situation. In practice the figure can range from the $5,000 floor up to around $300,000. Confirm your number with the Board, enter it here, and the premium follows at a flat 3%.

The bond is conditioned on paying wages to your employees and others entitled to wages when due, and on the honest conduct of your business — it gives unpaid workers and anyone injured by a wrongful act a right of action on the bond. If the surety pays a claim, you repay the surety; it is not insurance for you.

HRS §444-16.5 (Bond)Hawaii Revised Statutes §444-16.5 authorizes the Contractors License Board to require any licensee or applicant, whether specialty or general, to post a surety bond of not less than $5,000. The bond is conditioned on the payment of wages when due (giving unpaid workers a right of action) and on the honest conduct of the licensee's business. The Board sets the exact amount case-by-case; in practice it can range up to roughly $300,000.

You need this bond if you're

A general or specialty contractor the Contractors License Board has asked to bond
Applying for a contractor license where the Board conditions it on a bond
Renewing your license and your current bond is expiring or non-renewing
Resolving a Board concern that triggered a bond requirement for your license

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Hawaii contractor license bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The amount itself is set by the Contractors License Board — at least $5,000, and case-by-case from there. A $5,000 bond lands at the $275 minimum; the premium scales up from there. Enter your amount and the quote updates.
Does every Hawaii contractor need this bond? +
No. HRS 444-16.5 lets the Contractors License Board require a bond — it isn't an automatic flat mandate on every license. When the Board does require one, the minimum is $5,000 and the Board sets your exact figure.
How does the Board decide my bond amount? +
Case-by-case, weighing factors like your experience and financial situation, with a $5,000 floor. In practice the figure can range up to roughly $300,000. Confirm your number with the Board, then enter it here.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It's the only extra step beyond the application, and it informs approval, not price. The rate is a flat 3% either way: credit can affect whether we approve the bond, never what it costs.
When does it renew? +
Terms run 1, 2, or 3 years — your choice at purchase. You'll get renewal notices 60 and 30 days before expiration, with autopay available, and the bond must stay active as long as the Board requires it.
Related bonds

Other New York bonds.

The Board is waiting on one document.

Flat 3%, $275 minimum, five-minute application, e-signed bond in 1–2 business days. Free until issued.

Your premium @ 3%$275
Apply now →