Not in Hawaii? Browse bonds by state

Hawaii contractor license bonds.
From $100.

When the Hawaii Contractors License Board requires a bond, HRS 444-16.5 sets it at not less than $5,000 — the Board fixes the exact figure case-by-case from your experience and finances. This bond is priced at 2% of the bond amount, $100 minimum — your exact price appears at the application. A quick soft credit check may apply, never a hard inquiry.

✓
Required when the Contractors License Board asks for a bond — general or specialty
✓
Not less than $5,000 — the Board sets your exact figure case-by-case, up to $300,000
✓
One soft credit pull — never a hard inquiry, and it never affects your score
A-ratedA.M. Best carriersInstantissued the moment you pay2% rate$100 minimum
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Hawaii contractor license bond cost?

2% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps to bonded.

Your license is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · ONLINE

Apply once, online

Business details, owner information, the bond amount the Board set, and an effective date. The only extra step is a one-time consent to a soft credit pull.

RIGHT AWAY

Approved

Most are approved as soon as you apply. One soft credit pull, never a hard inquiry, and it never affects your score. If it needs a second look, one to two business days at most.

WHEN YOU PAY

E-sign & file with the Board

Pay online and receive the executed bond ready to file with the Contractors License Board. Wet-ink originals mailed whenever the state insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

Hawaii licenses contractors through the Contractors License Board within the DCCA. Under HRS 444-16.5, the Board may require any licensee or applicant — general or specialty — to post a bond of not less than $5,000. It is not a flat statewide mandate on every contractor; it applies when the Board calls for it.

When required, the Board sets your exact amount case-by-case, weighing factors like your experience and financial situation. In practice the figure can range from the $5,000 floor up to around $300,000. Confirm your number with the Board, enter it here, and your price appears from $100.

The bond is conditioned on paying wages to your employees and others entitled to wages when due, and on the honest conduct of your business — it gives unpaid workers and anyone injured by a wrongful act a right of action on the bond. If the surety pays a claim, you repay the surety; it is not insurance for you.

HRS §444-16.5 (Bond)Hawaii Revised Statutes §444-16.5 authorizes the Contractors License Board to require any licensee or applicant, whether specialty or general, to post a surety bond of not less than $5,000. The bond is conditioned on the payment of wages when due (giving unpaid workers a right of action) and on the honest conduct of the licensee's business. The Board sets the exact amount case-by-case; in practice it can range up to roughly $300,000.

You need this bond if you're

✓
A general or specialty contractor the Contractors License Board has asked to bond
✓
Applying for a contractor license where the Board conditions it on a bond
✓
Renewing your license and your current bond is expiring or non-renewing
✓
Resolving a Board concern that triggered a bond requirement for your license
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

E-sign & file with the Board. Pay online and receive the executed bond ready to file with the Contractors License Board. Wet-ink originals mailed whenever the state insists.

What sets the price

The premium is 2% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

One soft credit pull, never a hard inquiry, and it never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit check. Submit once and your bond is issued when you pay.

Start the application →
FAQ

Common questions.

How much is the Hawaii contractor license bond?The premium is 2% of the bond amount the Board sets for you, with a $100 minimum — priced by amount, not by credit tier. Enter your amount and your exact price appears at the application.
Does every Hawaii contractor need this bond?No. HRS 444-16.5 lets the Contractors License Board require a bond — it isn't an automatic flat mandate on every license. When the Board does require one, the minimum is $5,000 and the Board sets your exact figure.
How does the Board decide my bond amount?Case-by-case, weighing factors like your experience and financial situation, with a $5,000 floor. In practice the figure can range up to roughly $300,000. Confirm your number with the Board, then enter it here.
Is there a credit check?Yes: one soft credit pull, never a hard inquiry, and it never affects your score. It's the only extra step beyond the application; your price itself is set by the bond amount, not your credit tier.
When does it renew?Terms run 1, 2, or 3 years — your choice at purchase. You'll get renewal notices 60 and 30 days before expiration, with autopay available, and the bond must stay active as long as the Board requires it.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other Hawaii bonds.

Price and requirements checked on the carrier’s application, . Page updated .

The Board is waiting on one document.

Pricing from $100, short application, bond issued when you pay. Free until issued.

Your premiumfrom $100
Apply now →