GA home warranty bonds.
$3,000 flat. Soft pull.
A Georgia company that issues electronic-product or home warranty / service agreements must post a $100,000 surety bond with the Office of Insurance & Safety Fire Commissioner under O.C.G.A. § 33-7-6. Ours is $3,000 flat — 3% of the bond — with one soft credit pull.
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Three steps to filed.
Your warranty filing is waiting on this bond. Here is the whole process — no broker phone tag:
Apply once, online
Business details, owner information, and an effective date. The only extra step is a one-time consent to a soft credit pull.
Reviewed & approved
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
File with the Insurance Commissioner
Pay online and receive the executed $100,000 bond, ready to file with the Office of Insurance & Safety Fire Commissioner. Wet-ink originals mailed whenever the state insists.
The whole pricing page.
$100,000 bond × 3% = $3,000, one-time per term. Fixed amount, fixed price, multi-year if you want it.
What it is and who needs it.
What the bond actually guarantees
Georgia regulates warranty and service-agreement companies — including electronic-product warrantors and home warranty providers — through the Office of Insurance & Safety Fire Commissioner under Title 33. A warrantor must post a surety bond of not less than $100,000 as a condition of doing business in Georgia.
The bond is a consumer-protection guarantee: it stands behind the warrantor’s obligations under the warranty or service agreements it sells. If a warrantor fails to honor valid claims or engages in deceptive practices, harmed consumers can recover against the bond.
It is not insurance for you — if the surety pays a consumer claim, you repay the surety. The Commissioner enforces this: warrantors that fail to post the required $100,000 bond have been ordered to stop selling warranty and service contracts in Georgia.
You need this bond if you're
Five minutes. The whole thing.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the Georgia home warranty bond? +
Do I pay the $100,000? +
Who requires this bond? +
Is there a credit check? +
When does it renew? +
Other New York bonds.
The Insurance Commissioner is waiting on one document.
$3,000 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.