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Georgia contractor license bonds.
$125 flat.

Georgia licenses residential and general contractors through the State Licensing Board for Residential and General Contractors, and a $25,000 surety bond is one of the accepted ways to show financial responsibility. Ours is $125 flat — the price you see is the checkout price. No credit check.

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One accepted proof of financial responsibility for your GA contractor license
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Fixed amount, fixed price — $25,000 bond, $125, no quote process
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Multi-year terms available — set it up once for up to 3 years
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Georgia contractor license bond cost?

$125 at the $25,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

License bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That is the application. No credit check.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with the Licensing Board

Your executed bond and power of attorney arrive by email, ready to submit with your residential or general contractor application or renewal. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Georgia licenses contractors through the State Licensing Board for Residential and General Contractors under O.C.G.A. Title 43, Chapter 41. Applicants must demonstrate financial responsibility, and a $25,000 surety bond is one of the accepted ways to do that — an alternative to showing net worth or other proof the Board allows.

It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the public the Board protects. If a licensed contractor's failure to follow the licensing law causes a financial loss, a harmed party can recover against the bond up to $25,000.

It is not insurance for you — if the surety pays a claim, you repay the surety. Most contractors treat the bond as a licensing formality and never see a claim. Note that some Georgia cities and counties require their own separate local contractor bonds on top of the state license — those are filed locally.

O.C.G.A. Title 43, Chapter 41The State Licensing Board for Residential and General Contractors (O.C.G.A. § 43-41-1 et seq.) requires applicants to show financial responsibility. A $25,000 surety bond is one accepted form of proof. Confirm on your current application whether the Board is requiring the bond in your case, or whether you are meeting the requirement another way — the bond amount on your form controls.

You need this bond if you're

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Applying for a GA contractor license — residential, general, or general-limited tier
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Meeting the financial-responsibility test with a bond instead of net-worth proof
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Renewing your license and choosing the bond route this cycle
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Reinstating a lapsed license that the Board conditions on a bond
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $25,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Licensing Board. Your executed bond and power of attorney arrive by email, ready to submit with your residential or general contractor application or renewal. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $125 at the $25,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the Georgia contractor license bond?The premium is $125 flat — set by our carrier's rate book for this bond, the same for every contractor. The $25,000 is the bond figure the Licensing Board accepts, so there is no quote process.
Do I pay the $25,000?No. You pay $125. The $25,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
Is the bond always required?Not always — Georgia lets contractors prove financial responsibility several ways, and the $25,000 bond is one accepted option. If your application or the Board is asking for the bond, this is it. Check your specific application to confirm the bond is the route you are taking.
Is there a credit check?No credit check: the application collects no credit information. Most applications approve instantly.
When does it renew?The bond stays active for as long as you rely on it for your license. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available, so your filing never lapses over a missed email.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

Finish your license checklist today.

$125 flat, no credit check, bond often issued in the same sitting. Free until issued.

Your price$125
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