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Georgia charter school bonds.
From $100.

A Georgia state charter school files a blanket / fidelity bond with the State Charter Schools Commission as part of its charter contract — protecting public funds against loss from dishonest acts by school personnel. The Commission sets the amount; the premium is 1% of the bond amount, $100 minimum, shown exactly at the application.

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Filed with the State Charter Schools Commission as part of your charter contract
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Amount is set by the Commission / your charter — enter the figure your contract names
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1% of the bond amount, $100 minimum — enter the required bond amount and see your exact price
1% of amount$100 minimum premiumNo credit check up to $25,000above that, a soft pull at most, never a hard inquiryInstantapproval for most
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Georgia charter school bond cost?

1% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

No underwriting queue for the standard charter school bond — enter your amount, pay, and file with the Commission. Here is the whole thing:

TODAY · ONLINE

Apply online

Your school’s details, the bond amount your charter requires, and the effective date — that is the application.

INSTANTLY

Issued on the spot

No credit check up to $25,000. Above $25,000, a soft pull may add a short review.

SAME DAY

File with the Commission

Submit the executed bond on the State Charter Schools Commission bond form to satisfy your charter contract. Wet-ink originals mailed on request.

About this bond

What it is and who needs it.

What the charter school bond actually covers

Georgia’s State Charter Schools Commission authorizes and oversees state charter schools, and conditions a charter contract on the school filing a blanket bond on the Commission’s bond form. It functions as a fidelity bond, standing behind the public funds the school handles.

The bond protects against loss from theft, embezzlement, or other dishonest acts by the school’s officers, employees, and agents. The Commission is the obligee; if school personnel misappropriate funds, the Commission can recover against the bond.

The bond stays in effect for the term of the charter contract (and, on the Commission’s form, typically a period after it ends). Because the amount is set per school, enter the figure your contract or the Commission names — premiums start from $100, and no credit check up to $25,000.

State Charter Schools Commission (O.C.G.A. § 20-2-2080 et seq.)Georgia state charter schools are authorized by the State Charter Schools Commission under O.C.G.A. Title 20, Chapter 2, Article 31A. The Commission requires a blanket / fidelity bond on its bond form as part of the charter contract, protecting public funds against dishonest acts by school personnel, effective for the charter term and a period afterward. The required amount is set per school — use the figure on your charter or Commission bond form.

You need this bond if you are

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A new state charter school filing the bond as part of an initial charter contract
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A renewing charter school refreshing the blanket bond for the new contract term
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A charter management organization bonding personnel who handle a school’s funds
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Replacing a non-renewed bond to keep your charter in good standing
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Commission. Submit the executed bond on the State Charter Schools Commission bond form to satisfy your charter contract. Wet-ink originals mailed on request.

What sets the price

The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $25,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued on the spot.

Submit the application with the bond amount your charter requires — the executed bond is generated instantly, ready to file with the Commission.

Start the application →
FAQ

Common questions.

How much is the Georgia charter school bond?The premium is 1% of the bond amount, $100 minimum — your exact figure appears at the application. The bond amount itself is set per school by your charter contract or the State Charter Schools Commission — enter that figure and see your price.
What does the bond protect against?It is a blanket / fidelity bond: it protects the public funds a charter school handles against theft, embezzlement, or other dishonest acts by the school’s officers, employees, and agents.
Who is the obligee?The State Charter Schools Commission of Georgia, which authorizes state charter schools and requires the bond on its own bond form as a condition of the charter contract.
Is there a credit check?No credit check up to $25,000. Above that, the carrier may run a soft pull, which never affects your score. Most applications approve instantly; larger bond amounts may get a quick review.
What amount should I choose?Use the figure named in your charter contract or on the Commission’s bond form — it is set per school, not a single statewide number. If you are not sure, send us the contract and we’ll confirm.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Charter school bond, issued today.

Premiums from $100. Enter the amount your charter requires and file with the Commission the same day.

Your premiumfrom $100
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