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Clayton County subdivision maintenance bonds.
Quote on review.

Before the Clayton County Board of Commissioners accepts a subdivision’s public improvements, you post maintenance surety under § 86-136 of the Code of Clayton County. It guarantees them against construction defects for 24 months and is sized at one quarter of their cost. We underwrite and quote it per project.

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Required by Code of Clayton County § 86-136 before the final plat is certified and the improvements are accepted
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Sized by the county at one quarter of the improvement cost — your engineer’s estimate informs it but does not bind the county
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Underwritten on the developer’s file; collateral may apply on large or thinly capitalized projects
Underwrittenthe county sets the amount1 daytypical specialist replySoft pull onlynever a hard inquiry
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Clayton County subdivision maintenance bond cost?

It is underwritten: the premium is quoted from the bond amount and your financial picture, so there is no flat price to show.

How it works

Built around your final plat.

Clayton County will not accept a subdivision’s public improvements until the maintenance surety is posted and found acceptable. Here is the whole process, from quote to plat signature:

TODAY · ONE APPLICATION

Send us the project

Apply online with the bond amount the county has set, the contract date, a description of the work, and the maintenance period. Name the subdivision and section so the bond can list them, as § 86-136(c)(3) requires.

WITHIN 1 BUSINESS DAY

A surety specialist underwrites it

The county has already fixed the penal sum, so underwriting turns on the developer: completed work history, company financials, credit, and any collateral. A specialist returns the premium and any conditions before you commit.

ON APPROVAL

Execute & file with the county

Once you accept and pay, we issue the executed bond with the power of attorney attached, ready to file with the county alongside your final plat application for review by the county attorney. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the Clayton County maintenance bond guarantees

Clayton County regulates subdivisions through the Clayton County Subdivision Control Ordinance, Article III of Chapter 86 of the county code, which applies to all land within the jurisdiction of the Board of Commissioners. Division 5 of that article governs surety: under § 86-136(a), when the final plat approval request goes to the zoning administrator and before the plat is certified, the petitioner must provide performance and/or maintenance bonds or irrevocable letters of credit for the subdivision’s public and recreational improvements. Section 86-128(c) repeats the point — required maintenance surety is posted before final plat submission and approval.

To quote this bond, we need the plat, the improvement estimate, and your company details.

The maintenance bond is the one that covers work that is already built. It is drawn in favor of the county Board of Commissioners, runs 24 months from the date the improvements are accepted, and is sized at 25 percent of what the improvements and their installation cost. Section 86-136(c)(6) requires surety for all public improvements, including street compaction, subsurface, base, and surface; sanitary sewers; curbs; gutters; sidewalks; surface swales; subsurface and storm drainage systems; seeding and erosion control; and landscaping. A separate performance bond, at 125 percent of cost, covers anything still incomplete at final plat. Phased plats bond only the section being platted.

During the term, the county’s Release of maintenance surety provision in Division 5 requires the subdivider to keep the improvements free of construction-related defects. The county inspects periodically, sends written notice of any defects, and can require additional maintenance surety for 24 months from the date a repair is completed on the repaired portion. Two months before the bond expires, the subdivider asks for release in writing with an engineer’s report; if the county finds the work sound, the Board releases the surety and takes over upkeep. It is not insurance for you: if the surety pays the county to fix a defect, the developer repays the surety — which is why it is underwritten on the developer’s finances and track record.

Code of Clayton County, Georgia § 86-136Code of Clayton County § 86-136 (Surety) requires the petitioner, when the final plat approval request is provided to the zoning administrator and before the plat is certified by the zoning advisory group, to provide appropriate performance and/or maintenance bonds or irrevocable letters of credit as surety for the public and/or recreational improvements within the subdivision. The surety is drawn in favor of the county Board of Commissioners, in an amount and time period determined by the zoning administrator and/or director of transportation and development; the petitioner’s engineer or contractor supplies a cost estimate that is not binding, and all surety is filed in the department of community development, the department of transportation and development, and/or the designated department. The surety must name the subdivision and section, the date it is valid from, its term, the improvements covered, and whether it is maintenance or performance surety, and must be satisfactory to the county attorney as to form, sufficiency, and manner of execution. Maintenance surety equals 25 percent of the cost of the improvements and their installation, for 24 months from the date the improvements are accepted. Section 86-129(b) provides that the Board signs the final plat, accepting the improvements, once the improvements and the maintenance bonds are acceptable, and the release procedure appears in Division 5 under the heading “Release of maintenance surety” (numbered Sec. 83-138 in the published code).

You need this bond if you’re

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A residential developer or subdivider taking a subdivision in unincorporated Clayton County to final plat with streets and drainage the county will accept
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A developer platting a later phase — § 86-136(b) requires surety for the public improvements in each section as it is platted
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A developer releasing performance surety — the release request for performance surety must include maintenance surety for the finished improvements
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A site contractor or engineer arranging the bond for the owner so the final plat package and the county’s acceptance can move forward
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

Term and renewal are set in the underwriter's quote.

Keep the bond in force for as long as the obligation behind it runs.

How to file it

Execute & file with the county. Once you accept and pay, we issue the executed bond with the power of attorney attached, ready to file with the county alongside your final plat application for review by the county attorney. Wet-ink original mailed on request.

What sets the price

This bond is underwritten: the premium is quoted from the bond amount and your financial picture, so there is no flat price to show.

One application, one underwriting review.

These are the actual issuing fields — the bond amount, contract date, a description of the work, the maintenance period, and your company details. Submit once and a surety specialist reviews everything together and returns a quote, typically within one business day. Free until your bond is issued.

Start the application →
FAQ

Common questions.

What is a Clayton County, Georgia maintenance bond?It is the maintenance surety that § 86-136 of the Code of Clayton County requires a developer to post before the final plat is certified. It is payable to the Clayton County Board of Commissioners and guarantees that the subdivision’s accepted public and recreational improvements — streets, curbs, gutters, sidewalks, sewers, storm drainage, and landscaping — stay free of construction-related defects for 24 months after the county accepts them.
Who sets the bond amount?The county does. Section 86-136(c)(4) sets maintenance surety at 25 percent of the cost of the improvements and their installation, and the zoning administrator and/or director of transportation and development determines the final figure. Your engineer or contractor supplies a cost estimate to help, but the county is not bound by it. Enter the amount the county gives you on the application.
How much does it cost?It is underwritten, not flat-rated. The penal sum changes with every subdivision, and this bond is not on our carrier’s published rate sheet, so a surety specialist quotes the premium on review — typically within one business day — based on the amount, the developer’s track record and financials, and any collateral. You pay only once you accept the quote. The penal sum is the surety’s maximum liability to the county, not something you pay.
Will I need collateral?Sometimes. Because the surety stands behind two years of defect repairs on public infrastructure, a large penal sum or a developer with limited financials can require collateral such as cash or a letter of credit. We tell you what your file needs before you commit. The application includes a credit consent, but it authorizes a soft credit pull only — a soft inquiry that never affects your score. No hard inquiry ever runs on this bond.
How is the bond released at the end of the 24 months?Under the county’s release-of-maintenance-surety provision, two months before the bond expires you send the county a written release request describing the improvements, with a report from your engineer certifying they remain free of construction-related defects. The county inspects and places the request before the Board of Commissioners. If the work is sound, the Board releases the surety and assumes upkeep; if not, it lists the required corrections, and any repaired portion can require new maintenance surety for another 24 months.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Get the maintenance bond off your final plat checklist.

Send us the subdivision, the amount the county has set, and your company details, and a surety specialist sizes, underwrites, and quotes the bond — typically within one business day. Free until issued.

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