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Gwinnett subdivision maintenance bonds.
From $100.

Gwinnett County requires a maintenance performance bond to warrant completed subdivision improvements — streets, drainage, utilities — against defects through the maintenance period. The premium is 2.5% of the bond amount, $100 minimum; enter the amount the County set and your exact price appears at the application.

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Required by Gwinnett County to warrant completed subdivision improvements
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Amount is set by the County — usually a percentage of the improvement cost for the maintenance period
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One soft credit pull — never a hard inquiry, and it never affects your score
2.5% rate$100 minimum premiumSoft pull onlynever a hard inquiryFastinstant underwriting for most
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Gwinnett subdivision maintenance bond cost?

2.5% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps to filed.

Your Gwinnett County subdivision approval is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · ONLINE

Apply once, online

Business details, the property, the agreement date and period, the bond amount the County set, and an effective date. The only extra step is a one-time consent to a soft credit pull.

RIGHT AWAY

Approved

Most are approved as soon as you apply. One soft credit pull, never a hard inquiry, and it never affects your score. If it needs a second look, one to two business days at most.

WHEN YOU PAY

E-sign & file with Gwinnett County

Pay online and receive the executed maintenance bond, ready to file with the County. Wet-ink originals mailed whenever the County insists.

About this bond

What it is and who needs it.

What the maintenance bond actually guarantees

When a developer completes subdivision improvements in Gwinnett County — streets, drainage, water, sewer — the County requires a maintenance performance bond before it accepts the work. It is a warranty guarantee: it backs your obligation to repair defects in the completed improvements during the maintenance period named in your development agreement.

It's a three-party arrangement: you (the principal), the surety carrier, and Gwinnett County (the obligee). If the improvements develop defects within the maintenance period and you don't repair them, the County can recover against the bond to fund the repairs.

It is not insurance for you — if the surety pays a claim, you repay the surety. Developers who build to spec treat the maintenance bond as a closeout formality, not a risk.

Gwinnett County development regulationsGwinnett County requires a subdivision maintenance performance bond to warrant completed subdivision improvements through the maintenance period; the bond amount and term are set by the County's development regulations and your development agreement. Confirm the required amount on your Gwinnett County approval.

You need this bond if you are

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A developer closing out a subdivision in Gwinnett County
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Completing streets and utilities the County requires you to warrant
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Releasing a performance bond and posting maintenance security in its place
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A contractor named on the development agreement as responsible for the maintenance obligation
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

E-sign & file with Gwinnett County. Pay online and receive the executed maintenance bond, ready to file with the County. Wet-ink originals mailed whenever the County insists.

What sets the price

The premium is 2.5% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

One soft credit pull, never a hard inquiry, and it never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued instantly.

These are the actual underwriting fields, including the agreement details and a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.

Start the application →
FAQ

Common questions.

How much is the Gwinnett subdivision maintenance bond?The premium is 2.5% of the bond amount, $100 minimum. The amount is set by Gwinnett County — usually a percentage of the improvement cost. Enter the figure on your approval to see your exact price.
Who requires this bond?Gwinnett County, as a condition of accepting completed subdivision improvements. The bond warrants that work against defects through the maintenance period.
Is there a credit check?Yes: one soft credit pull, never a hard inquiry, and it never affects your score. It's used to inform approval; your premium is set by the bond amount, not your credit.
What does the bond guarantee?That you repair defects in the completed subdivision improvements during the maintenance period. If you fail to and the County steps in, it can claim against the bond — and if the surety pays, you repay the surety.
What amount should I enter?Use the figure on your Gwinnett County development agreement or approval. If it isn't stated, send us the agreement and we'll confirm before issuing.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Gwinnett County is waiting on one document.

From $100, short application, bond issued when you pay. Free until issued.

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