Florida driving skills exam bonds.
$2,000 flat.

Florida lets approved third party administrators give the Class E driving skills exam — the behind-the-wheel road test — and the Department of Highway Safety and Motor Vehicles conditions that authority on a $200,000 performance bond. Ours is $2,000 flat, identical for every administrator.

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Required to administer the Class E driving skills exam as a third party under an FLHSMV administrator agreement

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Fixed amount, fixed price — the $200,000 bond, $2,000, no quote process

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Separate from the knowledge-exam bond — an administrator authorized for both posts $200,000 twice

A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available

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How it works

Three steps to authorized.

Your testing authority is waiting on this bond, and it is the only piece of the package a surety controls:

TODAY · ONLINE

Apply online

Business details, years in business, the end date of your contract term, and a short set of commercial questions — prior surety history, judgments and liens, and whether you carry general liability and property damage cover.

MINUTES, USUALLY

Pay & e-sign

A $200,000 bond gets a closer look than a small license bond. The application includes a credit consent that authorizes a soft pull only; most administrators still clear right away. If the soft credit check needs a second look, one to two business days at most.

SAME DAY

File it with the FLHSMV

Your executed bond arrives by email, ready to file with your third party administrator agreement or renewal. Wet-ink originals mailed whenever the Department insists.

About this bond

What it is and who needs it.

What the driving skills bond actually guarantees

Florida does not make everyone queue at a driver license office for the road test. Under §322.56, Florida Statutes, the Department may by contract, interagency agreement, or interlocal agreement authorize a person or entity — a commercial driving school, a county tax collector's office, a public or private corporation, a school — to administer driver license examinations, and the test the third party gives must be the same test the state would otherwise give. The statute also requires the contract to allow inspections, annual on-site review, examiner qualification standards matching the Department's own, and random re-testing of approved drivers.

That is where the bond comes in. Because a third party administrator collects fees and issues a result the state will act on, the Department conditions the Class E driving skills authorization on a $200,000 performance bond, filed with the administrator agreement. It backs the administrator's compliance with chapter 322, the Department's rules in Rule chapter 15A-1, Florida Administrative Code, and the terms of the driving skills exam agreement itself — so if an administrator commits fraud, misapplies exam fees, or breaches the agreement, the Department and harmed test-takers can recover against it.

Two things surprise new administrators. First, the knowledge exam and the driving skills exam are bonded separately, each at $200,000; an operation authorized for both carries $400,000 in aggregate across two bonds. Second, it is not insurance for you — if the surety pays a claim, you repay the surety. The bond must stay active for the life of the agreement, so we track it and notify you at 60 and 30 days to keep the filing continuous.

Fla. Stat. § 322.56 · F.A.C. Rule 15A-1 · FLHSMV administrator agreementSection 322.56, Florida Statutes, authorizes the Department of Highway Safety and Motor Vehicles to contract with a third party administrator — a person, an entity of state or local government, a public or private corporation, firm, organization, or school — to administer driver license examinations, requires that the test be the same one the state would give, and requires the contract to provide for inspections, annual on-site review, examiner qualification standards, and random re-testing of approved drivers under §322.56(3). The statute itself does not name a dollar figure: the $200,000 penal sum is set by the Department in the Class E driving skills exam administrator agreement, and the bond is conditioned on compliance with chapter 322, Rule chapter 15A-1 of the Florida Administrative Code, and the agreement's terms. The Class E knowledge exam is bonded separately at $200,000, so an administrator authorized for both posts two bonds. Confirm the amount and the form against the agreement package the Department sent you.

You need this bond if you're

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Becoming a third party administrator of the Class E driving skills exam in Florida

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A Florida driving school adding the behind-the-wheel road test to your knowledge-exam authorization

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A tax collector office or agency running FLHSMV-delegated skills testing for the public

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Renewing your administrator agreement with a bond that is expiring or has been non-renewed

One application, issued instantly.

These are the actual underwriting fields, including the commercial questions and a credit consent that authorizes a soft pull only. A $200,000 bond may get a closer look.

Start the application →

FAQ

Common questions.

How much is the Class E driving skills exam administrator bond?The premium is $2,000 flat, set by our carrier's rate book for this bond — the same for every administrator. The $200,000 amount is set by the Department in the administrator agreement, so there is no quote process.

Do I pay the $200,000?No. You pay the premium. The $200,000 is the surety's maximum liability to the Department and to harmed test-takers if a valid claim is made — it is not a deposit, and nobody holds your money.

Is the knowledge exam covered by the same bond?No. The Class E knowledge exam and the Class E driving skills exam are bonded separately, each at $200,000. An administrator authorized for both files two bonds for $400,000 in aggregate. This page covers the driving skills — behind-the-wheel — bond.

How fast will I have the bond?Most administrators finish the application and have the executed bond in the same sitting. A $200,000 bond gets a closer underwriting look than a small license bond, so allow at most 1–2 business days if anything needs a second glance.

Is there a credit check?The application includes a credit consent, but it authorizes a soft credit pull only — a soft inquiry that never affects your score. No hard inquiry ever runs on this bond, and the price stays the same either way.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

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Florida driving skills exam bonds.$2,000 flat.