Florida private educational institution bonds.
From $125.

A nonpublic, postsecondary school licensed by the Florida Commission for Independent Education (CIE) may be required to file a surety bond for student protection before its Certificate of Authorization issues. The Commission sets the amount — the premium is 1% of the bond amount plus a $25 fee, $125 minimum, priced exactly in the on-page calculator.

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Required by the Commission for Independent Education under the K-20 Education Code

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Amount is set by the Commission for the protection of students and tuition paid

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1% of the bond amount plus a $25 fee, $125 minimum — enter your required bond amount to see your exact price in the calculator

1% rate$125 minimum premiumInstantissuance for mostNo SSNin the application

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How it works

Three steps. One sitting.

No underwriting queue for the standard institution bond — enter your amount, pay, and file with the CIE. Here is the whole thing:

TODAY · ONLINE

Apply online

Your institution details, the bond amount the Commission set, and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

The application collects no credit information, and most institutions see the executed bond generated as soon as you pay. Larger amounts may get a quick review.

SAME DAY

File with the CIE

Submit the executed bond with your Certificate of Authorization application or renewal. Wet-ink originals mailed on request.

About this bond

What it is and who needs it.

What the institution bond actually covers

Florida licenses nonpublic, postsecondary educational institutions through the Commission for Independent Education (CIE), housed in the Department of Education, under the Florida K-20 Education Code. Before a Certificate of Authorization issues, an institution may be required to post a surety bond as a student-protection measure.

The bond is conditioned on the institution following the provisions of the statute and the rules of the Department of Education. It protects students — for example, by backing tuition refunds — if the school closes or fails to deliver the education it sold. The CIE sets the amount based on the institution’s enrollment and tuition.

Because the amount is institution-specific rather than a single statutory figure, enter the amount the Commission named for your school — the premium is 1% of that amount plus a $25 fee, $125 minimum, and the application collects no credit information. If you are unsure of the figure, send us your CIE correspondence and we’ll confirm.

Florida K-20 Education Code (§1002.421); CIE rulesNonpublic postsecondary institutions are licensed by the Commission for Independent Education under the Florida K-20 Education Code (§1002.421, Fla. Stat.) and Commission rule. A surety bond for student protection may be required before a Certificate of Authorization issues, in an amount the Commission sets based on enrollment and tuition. Confirm your required amount with the CIE.

You need this bond if you are

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A nonpublic postsecondary school applying to the CIE for a Certificate of Authorization

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A trade, career, or technical college licensed by the Commission for Independent Education

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Renewing your authorization and the Commission requires or adjusts your bond

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A new independent institution setting up student-protection security for the first time

One application, issued on the spot.

Submit the application with the bond amount the Commission set — the executed bond is generated instantly, ready to file with the CIE.

Start the application →

FAQ

Common questions.

How much is the Florida private educational institution bond?The premium is 1% of the bond amount plus a $25 fee, $125 minimum. The amount itself is set by the Commission for Independent Education based on your enrollment and tuition, so it varies by school. Enter the figure the Commission named at the application to see your exact price.

Who requires this bond?The Florida Commission for Independent Education, under the K-20 Education Code, as a condition of a Certificate of Authorization for a nonpublic postsecondary institution. It is a student-protection requirement.

What does the bond protect against?It protects students if the institution fails to follow the statute and Department of Education rules — for example, by backing tuition refunds if the school closes. If the surety pays a claim, the institution repays the surety.

Is there a credit check?The application collects no credit information at all — most applications like this approve instantly.

What amount should I choose if I'm not sure?Use the figure the Commission for Independent Education set for your institution — it is tied to your enrollment and tuition, so there is no single default. Send us your CIE correspondence and we’ll confirm before issuing.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

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Premiums from $125. Enter the amount the Commission set and file the same day.

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Florida private educational institution bonds.From $125.