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Florida mobile home manufacturer bonds.
$500 flat.

Florida requires every licensed mobile home manufacturer to file a $50,000 bond with the FLHSMV under §320.8225 — one bond per manufacturer, regardless of how many factory locations you run. Ours is $500 flat, the price you see is the checkout price. A quick soft credit check may apply; the bond is issued when you pay.

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Required for your FL mobile home manufacturer license — new applicants and renewals through the FLHSMV
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One bond per manufacturer — regardless of the number of factory locations
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A quick soft credit check may apply — never a hard inquiry, and the price stays $500 either way
A-ratedA.M. Best carriersInstantissued the moment you payTo Sep 30fixed expiry date
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps to licensed.

Your manufacturer license is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · ONLINE

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a quick soft credit check.

RIGHT AWAY

Approved

Most are approved as soon as you apply. The check is always a soft pull — never a hard inquiry, no impact on your score. If it needs a second look, one to two business days at most.

WHEN YOU PAY

E-sign & file with the FLHSMV

Pay online and receive the executed bond (form HSMV 86050) ready to file with your manufacturer license application. Wet-ink originals mailed whenever the state insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

Florida licenses mobile home manufacturers through the FLHSMV under §320.8225, and conditions the license on a $50,000 surety bond. The bond is a consumer-and-state-protection guarantee standing behind your compliance with Florida's manufactured-housing laws for every home you build for ultimate sale in the state.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of Florida, with the Director of the Division of Motorist Services named as obligee. Only one bond is required per manufacturer, no matter how many factory locations you operate.

It is not insurance for you — if the surety pays a claim, you repay the surety. A manufacturer may post an irrevocable letter of credit instead (form HSMV 86059), but a surety bond is usually cheaper than tying up $50,000 in bank collateral.

§320.8225, Fla. Stat. (form HSMV 86050)Section 320.8225, Florida Statutes, conditions a mobile home manufacturer license on a $50,000 surety bond (form HSMV 86050) or irrevocable letter of credit (form HSMV 86059), filed with the FLHSMV and running to the Director of the Division of Motorist Services. Only one bond is required per manufacturer, regardless of the number of factory locations, and it must remain in place for the entire license term.

You need this bond if you're

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Applying for a FL mobile home manufacturer license to build homes for sale in Florida
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Renewing your manufacturer license and your current bond is expiring or non-renewing
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Switching from a letter of credit to a surety bond to free up bank collateral
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An out-of-state manufacturer selling mobile homes into Florida

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a quick soft credit check. Submit once and your bond is issued when you pay.

Start the application →
FAQ

Common questions.

Do I pay the $50,000?No. You pay $500 — set by our carrier's rate book for this bond. The $50,000 is the surety's maximum liability; it's not a deposit, and nobody holds your money.
Who requires this bond?The Florida Department of Highway Safety and Motor Vehicles requires it as a condition of a mobile home manufacturer license, under §320.8225. No active bond, no license.
Do I need a separate bond for each factory?No. The statute requires only one $50,000 bond per manufacturer, regardless of the number of factory locations you operate.
Is there a credit check?A quick soft credit check may apply — never a hard inquiry, no impact on your score. It's the only extra step beyond the application, and it informs approval, not price. The price stays $500 either way.
When does it renew?The bond runs to September 30 whatever day you buy. You'll get renewal notices 60 and 30 days before expiration, with autopay available, and the bond must stay active for your manufacturer license to stay valid.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other Florida bonds.

The FLHSMV is waiting on one document.

$500 flat, short application, bond issued when you pay. Free until issued.

Your price$500
Apply now →