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Miami-Dade stormwater bonds.
From $125.

Miami-Dade County’s Division of Environmental Resources Management (DERM) can require a performance bond before it issues a Class II, III or VI water control permit. DERM decides case by case and sets the amount, so it is not required of every development. The premium is 2% of the bond amount plus a $25 fee, $125 minimum.

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Required by DERM on some Class II, III and VI permits, not on every development
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Guarantees you comply with the terms of your permit, protecting the public and nearby landowners
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Soft credit check may apply — never a hard inquiry, no impact on your score, priced at 2% of the bond amount plus a $25 fee, $125 minimum
2% of amount + $25 fee$125 minimumSoft pullnever a hard inquiryFastinstant underwriting
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps to filed.

Your permit is waiting on this stormwater bond. Here is the whole thing — one soft pull, no broker phone tag:

TODAY · ONLINE

Apply once, online

Business details, your permit number and entrance date, the development name, and the bond amount. The only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Stormwater bonds get a quick underwriting look; if anything is needed, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with Miami-Dade

Pay online and receive the executed bond ready to file with DERM’s Water Control Section for your Class II, III or VI permit. Wet-ink originals mailed whenever the county insists.

About this bond

What it is and who needs it.

What the stormwater bond covers

Chapter 24 of the Miami-Dade County Code lets DERM, the County’s Division of Environmental Resources Management, require a performance bond before it issues certain water control permits. For drainage work, it comes up on three permit classes: Class II (a drainage system with an overflow or outfall into a water body), Class III (construction in a county-owned or controlled canal right-of-way, reservation or easement) and Class VI (a drainage system on a site with known soil or groundwater contamination, or one that handles hazardous materials).

The bond is not required of every development. The DERM Director decides whether one is needed and can waive it, for example when noncompliance would affect only the permit holder or the work is done by a utility company or a government agency. When a bond is required, it guarantees that you comply with the terms of your permit and protects the public and landowners near the work. Subdivision paving and drainage improvements are a separate matter: the County’s Platting and Traffic Review Section takes a cashier’s check or letter of credit for those, not a surety bond.

The amount is determined by the DERM Director and assessed by DERM’s Water Control Section, and Chapter 24 caps it by reference to the estimated cost of the work. If the county calls the bond and the surety pays, you repay the surety — so stormwater bonds may carry a quick soft credit check, which never affects your score and can inform approval; the premium itself is 2% of the bond amount plus a $25 fee, $125 minimum.

Miami-Dade County Code §24-48.5(2)(c); DERM Class II, III & VI Permit Application (Rev 10/24)Under section 24-48.5(2)(c), a performance bond, and a mitigation bond if applicable, is posted in an amount the DERM Director determines before a Chapter 24 permit issues, and the Director may waive it. The Class II, III and VI permit application lists the bond as one to be assessed by DERM’s Water Control Section.

You need this bond if you are

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Applying for a DERM Class II permit (drainage with an outfall into a water body) that calls for a bond
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Applying for a DERM Class III permit (work in a county canal right-of-way) that calls for a bond
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Applying for a DERM Class VI permit (drainage on a contaminated site) that calls for a bond
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The applicant or contractor DERM’s Water Control Section asked to post a performance bond

One application, issued instantly.

These are the actual underwriting fields, including your permit details and a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQ

Common questions.

How much is the Miami-Dade stormwater bond?The premium is 2% of the bond amount plus a $25 fee, $125 minimum. The amount itself is assessed by DERM’s Water Control Section for your permit. Enter that figure and the quote updates.
Who requires this bond?Miami-Dade County’s Division of Environmental Resources Management (DERM), under Chapter 24 of the County Code, on some Class II, III and VI water control permits. The DERM Director decides whether a bond is needed and can waive it, so it is not required of every development.
Is there a credit check?A quick soft credit check may apply on this bond — never a hard inquiry, and it never affects your score. It can inform approval; the premium itself is 2% of the bond amount plus a $25 fee, $125 minimum.
What amount should I enter?Use the figure DERM’s Water Control Section assessed for your permit. If it has not been set yet, send us the permit and we’ll confirm before you pay.
When does it renew?DERM can require the bond to stay in force for up to six months after the approved completion date of the permitted work. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out so the bond stays in force.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Miami-Dade stormwater bond, issued fast.

From $125, one soft credit check that never affects your score. E-signed bond in 1–2 business days.

Your premiumfrom $125
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