Florida Medicaid provider bonds.
$250 flat.

Florida requires many fee-for-service Medicaid providers to post a surety bond when enrolling with the Agency for Health Care Administration — Fla. Stat. § 409.907. The statutory minimum is $50,000; ours is $250 flat, set by our carrier's rate book for this bond. A quick soft credit check may apply; the bond is issued when you pay.

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Required for fee-for-service Medicaid provider enrollment — Fla. Stat. § 409.907 (AHCA)

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Statutory minimum $50,000 — higher amounts can apply to high-billing providers, priced on review

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A quick soft credit check may apply — never a hard inquiry, no impact on your score, price stays $250 either way

A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available

Trusted by industry leaders

How it works

Three steps to enrolled.

Your Medicaid enrollment is waiting on this bond. Here's the entire process:

TODAY · ONLINE

Apply once, online

Business details, owner information, effective date, and one prior-surety question. The only extra step is a one-time consent to a quick soft credit check.

RIGHT AWAY

Approved

Most are approved as soon as you apply. A credit check that may run is a soft pull that never affects your score. If it needs a second look, one to two business days at most.

WHEN YOU PAY

E-sign & file with AHCA

Pay online and receive the executed bond (AHCA Form 5000-1064) ready to file with your provider enrollment. Wet-ink originals mailed whenever the agency insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

Florida enrolls Medicaid providers through the Agency for Health Care Administration (AHCA). Under Fla. Stat. § 409.907, a provider reimbursed on a fee-for-service or fee-schedule basis that is not cost-based generally must post a surety bond as a condition of enrollment.

The bond is a guarantee that you apply Medicaid funds lawfully and meet your obligations as a provider. If a provider commits fraud, is overpaid, or otherwise owes the program, AHCA can recover against the bond. The statutory amount is the greater of $50,000 or the total billed to the program during the current or most recent calendar year — so high-billing providers can be required to post more.

It is not insurance for you — if AHCA recovers against the bond, you repay the surety. The bond runs one year and stays in force unless canceled or your provider agreement ends; providers file it on AHCA Form 5000-1064.

Fla. Stat. § 409.907 (AHCA Form 5000-1064)Florida Statutes § 409.907 requires a Medicaid provider reimbursed on a fee-for-service or non-cost-based fee-schedule basis to post a surety bond with the Agency for Health Care Administration. The amount is the greater of $50,000 or the total the provider billed Medicaid during the current or most recent calendar year. The bond is filed on AHCA Form 5000-1064 and remains in force one year unless canceled or the provider agreement ends. Confirm your required amount with AHCA.

You need this bond if you're

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Enrolling as a fee-for-service Medicaid provider with AHCA

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A new provider AHCA requires to bond before activating your provider number

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A high-billing provider whose required amount exceeds the $50,000 minimum

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Re-enrolling after a lapse or change that reset your bond requirement

One application, issued instantly.

These are the actual underwriting fields, including a prior-surety question and consent to a quick soft credit check. Submit once and your bond is issued when you pay.

Start the application →

FAQ

Common questions.

How much is the Florida Medicaid provider bond?For the $50,000 statutory minimum, the premium is $250 — set by our carrier's rate book. If AHCA sets a higher amount (the greater of $50,000 or your prior-year Medicaid billings), that bond is priced on review.

Do I pay the $50,000?No. You pay $250 on the standard bond. The $50,000 is the surety's maximum liability to AHCA; it's not a deposit, and nobody holds your money.

Does every Medicaid provider need this bond?Not every one. § 409.907 ties the bond to providers reimbursed on a fee-for-service or non-cost-based fee-schedule basis. AHCA tells you whether your provider type and enrollment require one and in what amount.

Is there a credit check?A quick soft credit check may apply — never a hard inquiry, and it never affects your score. It informs approval, not price. The price stays $250 either way.

When does it renew?The bond runs one year and stays in force unless canceled or your provider agreement ends. You can also buy a 2 or 3-year term; we send renewal notices 60 and 30 days out, with autopay available.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

Related bonds

Other Florida bonds.

AHCA is waiting on one document.

$250 flat at the minimum, short application, bond issued when you pay. Free until issued.

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Florida Medicaid provider bonds.$250 flat.