Town of Havana utility deposit bond.
From $100.

Instead of tying up cash in a utility deposit with the Town of Havana, post a surety bond. It gives the Town the same security for your water, sewer, gas, or electric account without parking thousands of dollars in their hands. The Town sets the amount; the bond is priced at 2% of that amount, with a $100 minimum — your exact price appears at the application.

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Accepted by the Town of Havana in lieu of a cash utility deposit

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Amount set by the Town — typically a multiple of your estimated monthly utility bill

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2% of the bond amount, $100 minimum — at the standard amounts the application collects no credit information; keep your working capital instead of a cash deposit

2% of amount$100 minimumInstantapproval for mostNo SSNat standard amounts

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How it works

Three steps. One sitting.

No underwriting queue for the standard utility deposit bond — enter your amount, pay, and file with the Town. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the deposit amount the Town of Havana required, and the effective date — at the standard amounts, that is the entire application.

INSTANTLY

Issued on the spot

At the standard amounts the application collects no credit information, and most applicants are issued the executed bond as soon as they pay. Larger amounts may get a quick review.

SAME DAY

File with the Town

Submit the executed bond to the Town of Havana utility billing office in place of a cash deposit. Wet-ink originals mailed on request.

About this bond

What it is and who needs it.

What the utility deposit bond actually covers

The Town of Havana provides municipal utility service and, like most utilities, requires new or higher-risk accounts to post a deposit as security against an unpaid final bill. For a commercial account, that cash deposit can be substantial.

A utility deposit bond lets you satisfy that requirement with surety instead of cash. The Town gets the same protection — if the account closes with an unpaid balance, the Town can recover against the bond — but you keep your working capital instead of leaving it on deposit.

You (the principal) post the bond, an A-rated surety stands behind it, and the Town of Havana is the obligee. We issue the amount the Town set, pricing from $100 with no credit information collected in the application at standard amounts.

Town of Havana utility deposit policyThe Town of Havana requires a deposit (cash or an acceptable surety bond) as security for municipal utility service. The deposit / bond amount is set by the Town under its utility billing policy and administered by the Town’s utility / finance office — confirm the required amount with that office. (We do not cite a specific ordinance number unless the Town publishes one.)

You need this bond if you are

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A business opening a Town of Havana utility account that requires a deposit

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A commercial customer who would rather bond than tie up cash on deposit

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A landlord or property manager carrying utility accounts on multiple units

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Reconnecting service the Town conditioned on a new deposit

One application, issued on the spot.

Submit the application with the deposit amount the Town of Havana set — the executed bond is generated instantly, ready to file in place of cash.

Start the application →

FAQ

Common questions.

How much is the Town of Havana utility deposit bond?The bond is priced at 2% of the bond amount, with a $100 minimum. The bond amount equals the deposit the Town of Havana set for your utility account — usually a multiple of your estimated monthly bill. Enter the figure and your exact price appears at the application.

Why post a bond instead of cash?A bond from $100 costs a fraction of the deposit and lets you keep your working capital. The Town gets the same security: if the account closes unpaid, it can recover against the bond.

Is there a credit check?At the standard amounts the application collects no credit information, and most applications approve instantly. Larger bond amounts add a credit-consent step on the form. If a check runs, it is a soft pull only and never affects your credit score.

Who is protected by the bond?The Town of Havana is the obligee. If your utility account closes with an unpaid balance, the Town can recover against the bond up to the bond amount.

Where do I file it?With the Town of Havana utility billing / finance office, in place of a cash deposit. We issue the executed bond ready to submit.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

Related bonds

Other Florida bonds.

Keep your cash, not a Havana deposit.

Pricing from $100. Enter the deposit amount the Town set and file the same day.

Start application

Your premiumfrom $100

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