CO viatical settlement provider bonds.
$1,000 flat.
Colorado licenses viatical settlement providers — companies that buy life insurance policies from their owners — through the Division of Insurance under C.R.S. 10-7-603, and the license application must include evidence of a $100,000 surety bond. Ours is $1,000 flat, the price you see is the checkout price, and the bond issues the moment you pay. Any credit screen is a soft pull only — it never affects your score.
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Three steps. One sitting.
Viatical provider license bonds are a straightforward filing. Here's the entire process:
Apply online
Business details, a few commercial questions, an effective date, and a term. Any credit screen is a soft pull that never shows as a hard inquiry.
Pay & e-sign
This bond is checkout-priced at $1,000 flat, so it issues the moment you pay — your executed bond and power of attorney generate on the spot.
File with the Division of Insurance
Your executed bond arrives by email, ready to file with your provider license application at the Colorado Division of Insurance. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
Colorado regulates viatical settlements — transactions where a policyowner sells a life insurance policy for less than its death benefit — under Title 10, Article 7, Part 6 of the Colorado Revised Statutes. C.R.S. 10-7-603 requires a viatical settlement provider to be licensed by the Commissioner of Insurance, and the Division of Insurance requires evidence of a $100,000 surety bond with the license application.
It's a three-party arrangement: you (the principal), the surety carrier, and the state (the obligee). The bond stands behind your conduct as a provider — the disclosure, escrow, and payment obligations that protect viators, who are often selling a policy during a serious illness. The surety can cancel only on thirty days' written notice to the Commissioner.
It is not insurance for you — if the surety pays a claim, you repay the surety. The bond must stay continuously on file for as long as you hold the license; we track the term and send renewal notices 60 and 30 days out.
You need this bond if you're
One application, issued instantly.
These are the actual issuing fields — business details, a few commercial questions, an effective date, and a term. That is the entire application.
Start the application →Common questions.
Other Colorado bonds.
Finish your provider license today.
$1,000 flat, issued the moment you pay, soft pull only. Free until issued.