Colorado preneed seller bonds.
$100 flat.
A preneed contract seller collects prepayment for future funeral or burial services, and Colorado requires that money to be backed. This page issues the $10,000 version at $100 flat, set by our carrier’s rate book for this specific bond. Note: the Division of Insurance requires a larger $100,000 bond, so confirm your required amount and we’ll quote it.
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How much does a Colorado preneed seller bond cost?
$100 at the $10,000 amount, the same for every applicant.
Three steps. One sitting.
License bonds are the simplest thing in surety. Here's the entire process:
Apply online
Business details and an effective date. That is the application. No credit check.
Pay & e-sign
Fixed-amount bonds like this are among the thousands of bond types that issue right after purchase.
File with your registration
Your executed bond arrives by email, ready to file with the Division of Insurance for your preneed registration. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
A preneed contract is a prepaid agreement for funeral or burial goods and services to be delivered in the future. Because consumers pay long before the services are rendered, Colorado requires sellers to back those obligations with a financial guarantee — a surety bond is one accepted form.
Preneed sellers are registered with the DORA Division of Insurance. The bond (or an equivalent net-worth showing) protects buyers if a seller fails to honor its preneed obligations, so prepaid funds are not lost. If a harmed buyer recovers against the bond and the surety pays, you repay the surety.
Confirm your required amount. Division of Insurance rules call for a $100,000 bond (or $100,000 net worth) for preneed sellers, while this scraped bond is sized at $10,000 — confirm with the Division before relying on this $10,000 form. We issue the $10,000 version at $100 flat; send us your DOI requirement and we’ll confirm and quote the right amount.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $10,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with your registration. Your executed bond arrives by email, ready to file with the Division of Insurance for your preneed registration. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $100 at the $10,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
No credit check.
One application, issued instantly.
These are the actual issuing fields. No credit check. Confirm your required amount before you buy.
Start the application →Common questions.
Other Colorado bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
Preneed seller bond, issued today.
$100 flat at $10,000, short application. Confirm your required amount and file with the Division of Insurance. Free until issued.