A preneed contract seller collects prepayment for future funeral or burial services, and Colorado requires that money to be backed. This page issues the $10,000 version at $300 flat — 3% of the bond amount. Note: the Division of Insurance commonly requires a larger $100,000 bond, so confirm your required amount.
















License bonds are the simplest thing in surety. Here's the entire process:
Business details and an effective date. That's the application — no financials, no credit check section, no follow-up scavenger hunt.
Fixed-amount bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond arrives by email, ready to file with the Division of Insurance for your preneed registration. Wet-ink original mailed on request.
$10,000 bond × 3% = $300, one-time per term. If the Division of Insurance requires the $100,000 bond instead, that is $3,000 at the same flat 3%.
A preneed contract is a prepaid agreement for funeral or burial goods and services to be delivered in the future. Because consumers pay long before the services are rendered, Colorado requires sellers to back those obligations with a financial guarantee — a surety bond is one accepted form.
Preneed sellers are registered with the DORA Division of Insurance. The bond (or an equivalent net-worth showing) protects buyers if a seller fails to honor its preneed obligations, so prepaid funds are not lost. If a harmed buyer recovers against the bond and the surety pays, you repay the surety.
Confirm your required amount. Division of Insurance rules commonly call for a $100,000 bond (or $100,000 net worth) for preneed sellers, while this scraped bond is sized at $10,000 — a smaller or legacy figure may apply to your situation. We issue whatever amount your registration requires at a flat 3%; send us your DOI requirement and we’ll confirm.
These are the actual issuing fields — no credit check section, because this bond doesn't have one. Confirm your required amount before you buy.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$300 flat at $10,000, five-minute application. Confirm your required amount and file with the Division of Insurance. Free until issued.