CO preneed seller bonds.
$300. Five minutes.

A preneed contract seller collects prepayment for future funeral or burial services, and Colorado requires that money to be backed. This page issues the $10,000 version at $300 flat — 3% of the bond amount. Note: the Division of Insurance commonly requires a larger $100,000 bond, so confirm your required amount.

Backs prepaid funeral and burial contracts against a seller failing to perform
Associated with Division of Insurance registration for preneed sellers
Fixed price on the $10,000 amount — $300, no quote process; larger amounts also flat 3%
A-ratedA.M. Best carriersFastoften same purchase1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

License bonds are the simplest thing in surety. Here's the entire process:

NOW · 5 MINUTES

Apply online

Business details and an effective date. That's the application — no financials, no credit check section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

Fixed-amount bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with your registration

Your executed bond arrives by email, ready to file with the Division of Insurance for your preneed registration. Wet-ink original mailed on request.

The whole pricing page.

$10,000 bond × 3% = $300, one-time per term. If the Division of Insurance requires the $100,000 bond instead, that is $3,000 at the same flat 3%.

1-year term
$300
2-year term
$600
3-year term
$900
About this bond

What it is and who needs it.

What the bond actually guarantees

A preneed contract is a prepaid agreement for funeral or burial goods and services to be delivered in the future. Because consumers pay long before the services are rendered, Colorado requires sellers to back those obligations with a financial guarantee — a surety bond is one accepted form.

Preneed sellers are registered with the DORA Division of Insurance. The bond (or an equivalent net-worth showing) protects buyers if a seller fails to honor its preneed obligations, so prepaid funds are not lost. If a harmed buyer recovers against the bond and the surety pays, you repay the surety.

Confirm your required amount. Division of Insurance rules commonly call for a $100,000 bond (or $100,000 net worth) for preneed sellers, while this scraped bond is sized at $10,000 — a smaller or legacy figure may apply to your situation. We issue whatever amount your registration requires at a flat 3%; send us your DOI requirement and we’ll confirm.

Colorado Division of Insurance (preneed registration)Colorado registers preneed funeral and burial contract sellers through the DORA Division of Insurance. Division rules (3 CCR 702-2) commonly require a $100,000 surety bond or a $100,000 net-worth showing to back preneed obligations; the $10,000 figure on this page may reflect a different or legacy requirement. Confirm the exact bond amount tied to your registration with the Division of Insurance before purchasing — we issue whatever amount applies at a flat 3%.

You need this bond if you're

Registering as a preneed contract seller with the Division of Insurance
Selling prepaid funeral or burial plans in Colorado
Renewing your preneed registration and your bond is expiring
A funeral home or cemetery adding preneed sales and needing the bond on file

Five minutes. The whole thing.

These are the actual issuing fields — no credit check section, because this bond doesn't have one. Confirm your required amount before you buy.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Colorado preneed seller bond? +
At the $10,000 amount on this page, the premium is $300 — a flat 3% of the bond amount. The Division of Insurance commonly requires a larger $100,000 bond for preneed sellers, which is $3,000 at the same flat 3%. Confirm your required amount before purchasing.
Which amount do I need — $10,000 or $100,000? +
It depends on your registration. Division of Insurance rules commonly call for a $100,000 bond or $100,000 net worth for preneed sellers, but a smaller or legacy figure may apply to you. Send us your DOI requirement and we’ll confirm and issue the right amount.
Do I pay the bond amount? +
No. You pay the 3% premium. The bond amount is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
Is there a credit check? +
Not on the $10,000 version — the application has no credit section. A larger $100,000 bond may get a quick soft-pull review, which never affects your credit score.
What does the bond protect against? +
It backs prepaid funeral and burial contracts — if a seller takes prepayment and fails to honor its preneed obligations, the bond protects harmed buyers. If the surety pays, you repay the surety.
Related bonds

Other New York bonds.

Preneed seller bond, issued today.

$300 flat at $10,000, five-minute application. Confirm your required amount and file with the Division of Insurance. Free until issued.

Your premium @ 3%$300
Apply now →