Arizona home inspector bonds.
Quote on review.
Every certified Arizona home inspector must file financial assurance with the State Board of Technical Registration. A $25,000 bond, retroactive to your certification date, is one of three ways to meet it under A.R.S. § 32-122.02. We review your file and return a quote, usually within one business day.
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How much does an Arizona home inspector bond cost?
It is underwritten: the premium is quoted from the bond amount and your financial picture, so there is no flat price to show.
Bonded inside your sixty-day window.
The statute gives you sixty days after certification — and no paid inspections until the assurance is on file. Here is the whole process:
Send us the file
Apply online with your business details, your certification date (the bond is written retroactive to it), a few standard underwriting questions, and a consent to a soft credit pull that never affects your score.
A surety specialist quotes it
A specialist reviews the file and returns your premium. The amount is fixed by statute at $25,000 — the review decides approval and price, not the bond amount. No obligation until you accept.
File with the Board
Once you accept and pay, the executed bond is issued on the Board’s accepted wording, ready to submit to the Board of Technical Registration. Send a copy of your current financial assurance to the Board’s financial-assurance inbox.
What it is and who needs it.
One of three ways to show financial assurance
Arizona certifies home inspectors through the State Board of Technical Registration. A home inspector is an individual certified under Title 32, Chapter 1 who performs home inspections and writes home inspection reports on residential buildings of four units or less. Under A.R.S. § 32-122.02(B), within sixty days after certification and before any fee-based home inspection, the inspector must file one financial assurance: errors and omissions insurance of $200,000 aggregate and $100,000 per occurrence, a $25,000 bond retroactive to the certification date, or proof of at least $25,000 in minimum net assets.
The bond is the option that keeps cash free and avoids an E&O policy. It runs to the State of Arizona, Board of Technical Registration, for the use and benefit of any injured person — a client who contracts for a home inspection and is damaged because the inspection or related services were not performed to Title 32 and the Board’s rules. The surety’s obligation is to satisfy final judgments in favor of those clients, up to $25,000 in the aggregate.
The assurance must stay in force. If it lapses, the statute automatically suspends the certification and revokes it if a replacement is not obtained within ninety days. Board rule R4-30-247 requires written notice to the Board within five business days of any loss of or change in financial assurance, proof of assurance at every annual renewal, and two more years of assurance after a certificate goes inactive.
It is not insurance for you. If the surety pays a client’s judgment, you repay the surety. We underwrite the inspector, not the house — a short application, a soft credit pull, and a quote from a specialist.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
Term and renewal are set in the underwriter's quote.
Keep the bond in force for as long as the obligation behind it runs.
How to file it
File with the Board. Once you accept and pay, the executed bond is issued on the Board’s accepted wording, ready to submit to the Board of Technical Registration. Send a copy of your current financial assurance to the Board’s financial-assurance inbox.
What sets the price
This bond is underwritten: the premium is quoted from the bond amount and your financial picture, so there is no flat price to show.
One application, one specialist review.
These are the actual fields: your business details, years in business, a handful of standard underwriting questions, and a consent to a soft credit pull. A surety specialist reviews it and returns a quote, typically within one business day. Free until your bond is issued.
Start the application →Common questions.
Other Arizona bonds.
Requirements checked on the carrier’s application, .
Get bonded before your first paid inspection.
Send us a short application and a surety specialist quotes your $25,000 home inspector bond, typically within one business day, written retroactive to your certification date. Free until issued.