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Arizona residential contractor license bonds.
From $100.

Need the statewide answer? See all Arizona contractor license bonds.

Every Arizona residential-only contractor license requires a license bond filed with the Registrar of Contractors under A.R.S. 32-1152. The ROC sets the amount by your classification — generally $1,000 to $15,000 for residential work — and we price it at 0.5% of the bond amount, $100 minimum; no credit check up to $100,000.

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Required for a residential-only ROC license under A.R.S. 32-1152
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Amount set by the ROC for your classification — commonly $1,000–$15,000 for residential
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0.5% of the bond amount, $100 minimum — enter the amount your license class requires and your exact price appears at the application
0.5% of amount$100 minimumExactprice shown at the applicationNo credit check up to $100,000above that, a soft pull at most, never a hard inquiry
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does an Arizona residential contractor license bond cost?

0.5% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

No underwriting queue for the standard residential license bond — enter your amount, pay, and file with the ROC. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount your classification requires, and the effective date — that is the application.

INSTANTLY

Issued on the spot

No credit check up to $100,000.

SAME DAY

File with the Registrar of Contractors

Submit the executed bond with your ROC license application or renewal. Wet-ink originals mailed whenever the Registrar insists.

About this bond

What it is and who needs it.

What the residential license bond covers

Arizona licenses contractors through the Registrar of Contractors (ROC), and A.R.S. 32-1152 conditions every original license on a surety bond (or cash deposit) in a form acceptable to the Registrar. The bond amount is set by your license classification and estimated annual construction volume.

A residential license bond protects homeowners and others harmed by a residential contractor’s failure to perform in compliance with the construction contract and Arizona contracting law. It also backs claimants who furnish labor, materials, or equipment, and certain claims under A.R.S. 32-1132. Residential bond limits run lower than commercial — commonly $1,000 to $15,000 — in part because residential work is also backstopped by the ROC’s Residential Recovery Fund.

The bond must stay in full force for your license to be issued or renewed — let it lapse and the ROC can suspend the license. We track yours and notify you ahead of expiration. If the surety pays a claim, you repay the surety.

A.R.S. 32-1152 (Registrar of Contractors)A.R.S. 32-1152 requires a contractor to file a surety bond (or cash deposit) acceptable to the Registrar of Contractors before an original license is granted, in an amount set by license classification and estimated annual construction volume. Residential bond limits are lower than commercial — commonly $1,000 to $15,000 — and residential work is also backstopped by the ROC Residential Recovery Fund. Confirm the amount on your ROC application.

You need this bond if you are

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Applying for a residential-only ROC license — general or specialty
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Renewing a residential license whose bond is expiring or was non-renewed
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Adding a residential classification that carries its own bond limit
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Reinstating a license the ROC suspended for a lapsed bond
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Registrar of Contractors. Submit the executed bond with your ROC license application or renewal. Wet-ink originals mailed whenever the Registrar insists.

What sets the price

The premium is 0.5% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued on the spot.

Submit the application with the amount your residential class requires — the executed bond is generated instantly, ready to file with the ROC.

Start the application →
FAQ

Common questions.

How much is the Arizona residential contractor bond?The premium is 0.5% of the bond amount, with a $100 minimum — priced by the amount, not by a credit or underwriting tier. The bond amount itself is set by the Registrar of Contractors based on your classification and volume — commonly $1,000 to $15,000 for residential. Enter the figure on your ROC notice and your exact price appears at the application.
Why is the residential bond smaller than commercial?Residential bond limits run lower in part because residential work is also backstopped by the ROC’s Residential Recovery Fund, which protects homeowners. Commercial-only licenses carry their own, generally larger bond limits.
What does the bond protect?It protects homeowners and others harmed by your failure to perform in compliance with the contract and Arizona contracting law, plus those who furnish labor, materials, or equipment. If the surety pays, you repay the surety.
Is there a credit check?No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score. The residential license bond application collects.
Do I need both residential and commercial bonds?Only for the work you’re licensed to do. A residential-only license needs the residential bond; a commercial-only license needs the commercial bond. A dual license carries both, with amounts added together.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Residential contractor bond, issued today.

Priced at 0.5% of the bond amount, $100 minimum. Enter the amount the ROC set and file the same day.

Your premiumfrom $100
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