Arizona commercial mortgage broker bonds.
From $100.
Looking for the Arizona commercial mortgage banker bond?
Arizona licenses commercial mortgage brokers through the Department of Insurance and Financial Institutions, and A.R.S. § 6-903 requires a bond: $10,000 if your investors are limited solely to institutional investors, $15,000 if they include any noninstitutional investors. Ours is 0.6% of the bond amount, $100 minimum.
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How much does an Arizona commercial mortgage broker bond cost?
0.6% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
No underwriting queue for the standard commercial mortgage broker bond — enter your amount, pay, and file with DIFI. Here is the whole thing:
Apply online
Your business details, NMLS number, the bond amount your license requires, and the effective date — that is the application. No credit check up to $15,000.
Issued the moment you pay
This bond is checkout-priced — the premium is 0.6% of the bond amount you enter, $100 minimum, and the executed bond is generated when you pay.
File with DIFI
Your executed bond and power of attorney arrive by email, ready to submit with your commercial mortgage broker license application or renewal through NMLS. Wet-ink original mailed on request.
What it is and who needs it.
What the commercial mortgage broker bond guarantees
Arizona regulates commercial mortgage brokers under Title 6, Chapter 9, and A.R.S. § 6-903 requires every licensee to deposit a bond with the deputy director before doing business as a commercial mortgage broker. The bond is conditioned on the licensee's faithful compliance with the licensing article — including its directors, officers, members, partners, trustees, and employees.
It's a three-party arrangement: your company (the principal), the surety carrier, and the state (the obligee). The bond is payable to any person injured by the wrongful act, default, fraud, or misrepresentation of the licensee or its employees, and to the state for the benefit of the injured person. If the surety pays a claim, your company repays the surety.
Only one bond is required per company, regardless of how many officers, directors, members, or partners it has. The amount turns on your investors: $10,000 where they are limited solely to institutional investors, $15,000 where any noninstitutional investors are included. The bond must stay on deposit for the life of the license — we track the term and send renewal notices 60 and 30 days out.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with DIFI. Your executed bond and power of attorney arrive by email, ready to submit with your commercial mortgage broker license application or renewal through NMLS. Wet-ink original mailed on request.
What sets the price
The premium is 0.6% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $15,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
Enter the bond amount your license requires and the executed bond generates at checkout — 0.6% of the bond amount, $100 minimum. No credit check up to $15,000.
Start the application →Common questions.
Arizona mortgage license bonds.
We write 5 mortgage license bonds in Arizona. Each license has its own bond, amount and price; pick the one your license calls for.
| License bond | Required by | Bond amount | Price |
|---|---|---|---|
| Commercial Mortgage Broker Bond (this page) | A.R.S. § 6-903(K) | Varies | From $100 |
| Mortgage Broker Bond | A.R.S. § 6-903(K) | Varies | From $100 |
| Commercial Mortgage Banker Bond | A.R.S. § 6-975 | $25,000 or more | From $150 |
| Mortgage Banker Bond | A.R.S. § 6-943 | Varies | From $100 |
| Mortgage Loan Originator Bond ($200,000) | A.R.S. § 6-991.03(B)(8) | $200,000 | $1,200 |
Other Arizona bonds.
Price and requirements checked on the carrier’s application, . Page updated .
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0.6% of the bond amount, $100 minimum, issued the moment you pay. Free until issued.