Arizona escrow agent bonds.
$1,000 for the $100,000 bond.
Arizona licenses escrow agents through the Department of Insurance and Financial Institutions, and A.R.S. § 6-814 requires a $100,000 corporate surety bond before a license issues. Ours is 1% of the bond amount, $100 minimum, so $1,000 on the $100,000 bond.
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How much does an Arizona escrow agent bond cost?
$1,000 for the $100,000 bond: 1% of the bond amount.
Three steps. One sitting.
The escrow agent bond is a straightforward statutory filing. Here is the entire process:
Apply online
Your business details, NMLS number, an effective date, and a term — that is the application. Any credit check is a soft pull only — it never affects your score.
Pay & e-sign
This bond is checkout-priced at 1% of the fixed $100,000 amount — $1,000 — so it issues the moment you pay. Your executed bond and power of attorney generate on the spot.
File with DIFI
Your executed bond arrives by email, ready to submit with your escrow agent license application or renewal at the Department of Insurance and Financial Institutions. Wet-ink original mailed on request.
What it is and who needs it.
What the escrow agent bond guarantees
Arizona regulates escrow agents under Title 6, Chapter 7, and A.R.S. § 6-814 makes a $100,000 corporate surety bond part of the licensing procedure. The bond is payable to any person injured by the failure of the licensee to comply with the chapter — the fiduciary rules that govern how escrow money, documents, and instructions are handled — and to the state for the benefit of the injured person.
It's a three-party arrangement: your company (the principal), the surety carrier, and the state (the obligee), with the buyers, sellers, and borrowers whose funds sit in your escrow accounts as the protected parties. Coverage reaches the wrongful act, default, fraud, or misrepresentation of the licensee or its employees — and if the surety pays a claim, your company repays the surety.
The statute allows cash or certain insured deposit alternatives in place of the bond, but that locks up $100,000 of working capital; a surety bond satisfies the same requirement for $1,000. Claims are generally barred three years after the acts they rest on. The bond must stay on file for the life of the license — we track the term and send renewal notices 60 and 30 days out.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $100,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with DIFI. Your executed bond arrives by email, ready to submit with your escrow agent license application or renewal at the Department of Insurance and Financial Institutions. Wet-ink original mailed on request.
What sets the price
The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual issuing fields — business details, an effective date, and a term. That is the application.
Start the application →Common questions.
Other Arizona bonds.
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Price and requirements checked on the carrier’s application, . Page updated .
Finish your escrow license today.
$1,000 for the statutory $100,000 bond, issued the moment you pay, soft pull only. Free until issued.