AK mortgage broker & lender bonds.
$450 flat.
Alaska licenses mortgage brokers and mortgage lenders under the Alaska Secure and Fair Enforcement for Mortgage Licensing Act (AS 06.60), and every licensee maintains a $75,000 surety bond under AS 06.60.045 — filed electronically through NMLS with the Division of Banking and Securities. Ours is $450 flat, the price you see is the checkout price, and the bond issues the moment you pay. Any credit screen is a soft pull only — it never affects your score.
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Three steps. One sitting.
The Alaska mortgage license bond is one of the most standardized filings in surety. Here's the entire process:
Apply online
Business details, an effective date, and a term. That is the entire application — no financials, and any credit screen is a soft pull that never shows as a hard inquiry.
Pay & e-sign
This bond is checkout-priced at $450 flat, so it issues the moment you pay — your executed bond and power of attorney generate on the spot.
File through NMLS
Your executed bond is delivered on the NMLS electronic surety bond track, tied to your company record with the Alaska Division of Banking and Securities. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
Alaska regulates mortgage brokers, lenders, and originators through the Division of Banking and Securities (Department of Commerce, Community, and Economic Development) under AS 06.60, the state's SAFE-Act mortgage licensing chapter. A licensed mortgage broker or lender maintains a $75,000 surety bond under AS 06.60.045, and the bond rides on your NMLS company record.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of Alaska (the obligee). The bond stands behind your compliance with AS 06.60 — the conduct, disclosure, and trust-handling rules that protect Alaska borrowers. A lapsed bond puts the license itself at risk.
It is not insurance for you — if the surety pays a claim, you repay the surety. The license renews annually through NMLS, so the bond has to stay continuously on file; we track the term and send renewal notices 60 and 30 days out.
You need this bond if you're
One application, issued instantly.
These are the actual issuing fields — business details, an effective date, and a term. That is the entire application.
Start the application →Common questions.
Other Alaska bonds.
Finish your Alaska mortgage license today.
$450 flat, issued the moment you pay, soft pull only. Free until issued.