Alaska lien discharge bonds.
Clear the title. Keep moving.

A construction lien freezes everything it touches — closings, refinances, draws. A discharge bond swaps the surety's guarantee for the property, so the lien comes off the title. Flat 3%, 48-hour underwriter response.

Discharges the lien without paying the claim — you keep every defense you have
Alaska sets the bond at 150% of the lien amount (AS 34.35.072)
Same rate for everyone — 3% flat, posted, no leverage games when you're in a hurry
48 hrsunderwriter responseA-ratedA.M. Best carriers$50Maggregate capacity
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

From frozen title to discharged lien.

Every day the lien sits on the title costs you leverage, interest, or a closing date. Here's the entire process:

TODAY · 5 MINUTES

Apply + send the lien documents

The application plus a copy of the recorded claim of lien and any court documents — that's the file. Send documents to underwriting right after you submit; everything is reviewed together.

WITHIN 48 HOURS

A human underwrites it

A licensed underwriter reviews the lien, the dispute, and your file. Larger or heavily contested liens can require financials — you'll get one checklist, once.

ON APPROVAL

Record & discharge

The executed bond is recorded with the recorder for the district where the lien was filed, the property is freed from the claim of lien, and your closing, refinance, or draw schedule starts moving again.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. A $100,000 lien means a $150,000 bond under Alaska law — $4,500.

$50,000 lien → $75K bond
$2,250
$100,000 lien → $150K bond
$4,500
$500,000 lien → $750K bond
$22,500
About this bond

What it is and who needs it.

What a discharge bond actually does

When a contractor, sub, or supplier records a claim of lien, the property itself becomes their security. Until it's resolved, title companies won't close, lenders won't fund, and draws stop. Alaska's lien law (AS 34.35.072) lets the owner, prime, or subcontractor swap the property out and a surety bond in — at 150% of the lien amount.

The property is then freed from the claim of lien. The dispute itself continues — bonding off a lien is not paying it and not admitting it's valid. If the lienor ultimately recovers on the claim, the bond pays the sum claimed plus the claimant's reasonable cost of suit; if they don't, it expires with the dispute.

That makes this the rare bond bought for leverage: you stop negotiating with your closing date held hostage and start negotiating on the merits of the claim.

AK StatuteUnder AS 34.35.072, an owner, prime contractor, or subcontractor disputing a construction lien may record a bond in a penal sum equal to one and one-half times (150%) the amount of the claim of lien — guaranteeing the sum claimed plus the claimant's reasonable cost of suit if they recover. Recording the bond frees the property from the claim of lien. The bond may be recorded before or after a foreclosure action is filed. Your attorney handles the recording; we handle the bond.

You need this bond if you're

A property owner with a lien blocking a sale, refinance, or construction loan draw
A general contractor whose sub's lien is jamming the owner relationship — many GC contracts require you to bond liens off
A developer who needs clean title on a schedule the dispute won't respect
Disputing the lien itself — bonding it off preserves every defense while freeing the property

Five minutes, plus your lien documents.

Submit the application, then send the recorded claim of lien and any court documents to underwriting — a licensed underwriter reviews the full file and responds within 48 hours.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

Does bonding off the lien pay the contractor? +
No. The bond substitutes for the property as security — nothing is paid to the lienor when the bond is recorded. The underlying dispute continues exactly as before, except your title is clean. If the lienor eventually recovers on the claim in court, the bond responds for the sum claimed plus reasonable cost of suit; if not, it doesn't.
How is the bond amount set? +
150% of the lien amount under AS 34.35.072 — a $100,000 lien means a $150,000 bond. The recorded claim of lien states the figure to base it on; use that number in the application.
How much does it cost? +
A flat 3% of the bond amount, one time, $275 minimum. A $150,000 bond runs $4,500. The rate is posted and identical for everyone — no surge pricing because you have a closing on Friday.
How fast can this happen? +
Submit the application and the lien/court documents today, and a licensed underwriter responds within 48 hours. Straightforward liens move fastest; large or heavily contested liens can take longer if financials are needed. The recording itself is then your attorney's same-day errand at the district recorder.
Will I need collateral or financials? +
It depends on the size of the lien and the shape of the dispute. Smaller, clearly documented liens are often approved from the application alone; larger or messier ones can require financial statements. Either way you'll get one checklist, once — and a soft credit check that never affects your score.
Does bonding off the lien mean admitting it's valid? +
No. Recording a discharge bond is not an admission — you keep every defense, offset, and counterclaim you had. Most owners and GCs bond liens off precisely so they can fight them properly.
Related bonds

Other New York bonds.

Get the lien off the title this week.

Five-minute application, flat 3%, underwriter response within 48 hours. Your attorney records; the project moves.

Your premium @ 3%$4,500
Apply now →