AL tenant lease bonds.
Flat 3%. Enter your amount.
A tenant lease bond is a surety alternative to a cash security deposit — you post a bond payable to your landlord instead of tying up cash. This is not a state-mandated bond; it exists only because your lease or landlord asks for it. We write it at a flat 3% with one soft credit pull.
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Three steps. One sitting.
No statute, no agency queue — just your landlord and a bond. Here is the whole process:
Apply online
Your details, the bond amount your lease asks for, and the effective date — plus a one-time consent to a soft credit pull. That is the application.
Reviewed & issued
Most clear quickly; the soft pull informs approval, never your score. If underwriting needs anything, you hear from an underwriter within 48 hours.
Deliver to your landlord
Your executed bond arrives by email, ready to hand to your landlord or property manager in place of the cash deposit. Wet-ink original on request.
The whole pricing page.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure your lease requires and the premium updates.
What it is and who needs it.
What the lease bond actually does — and what it does not
A tenant lease bond is a three-party guarantee: you (the tenant/principal), the surety carrier, and your landlord (the obligee). It lets you avoid handing over a large cash security deposit — instead you pay a smaller premium and the surety stands behind your lease obligations up to the bond amount.
Be clear on what this is: Alabama does not require this bond. Alabama's Uniform Residential Landlord and Tenant Act (C.R.S.-equivalent: Code of Alabama §35-9A-201) governs cash security deposits, but it does not mandate a surety bond. A lease bond exists purely because a lease or landlord asks for one in place of a deposit — it is contractual, not statutory.
It also is not insurance for you, and unlike a cash deposit it is not refundable. If the landlord makes a valid claim — unpaid rent, or damage beyond normal wear and tear — the surety pays and you repay the surety. Tenants who pay rent and leave the unit in good shape never see a claim.
You might use this bond if you are
Five minutes. The whole thing.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. The executed bond is ready to hand to your landlord.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
Does Alabama require a tenant lease bond? +
How much is it? +
Do I get the premium back at the end of the lease? +
Is there a credit check? +
What happens if my landlord files a claim? +
Other New York bonds.
Keep your cash. Post a bond instead.
Five-minute application, flat 3%, $275 minimum, soft pull only. Enter the amount your lease asks for and deliver it the same day.