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Alabama cosmetology school bonds.
$500 flat.

Alabama requires every cosmetology or barbering school to file a fixed $50,000 performance bond to be licensed (Code of Alabama §34-7B-26). It protects students if the school closes. Ours is $500 flat — the price you see is the checkout price — with one soft credit pull.

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Required to operate a cosmetology or barbering school under Code of Alabama §34-7B-26
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Fixed amount, fixed price — $50,000 bond, $500, no quote theater
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One soft credit pull — never a hard inquiry, and it never affects your score
A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does an Alabama cosmetology school bond cost?

$500 at the $50,000 amount, the same for every applicant.

How it works

Three steps to licensed.

Your school license is waiting on this bond. Here is the entire process:

TODAY · ONLINE

Apply once, online

Business details, owner information, effective date — plus a one-time consent to a soft credit pull. That is the application.

RIGHT AWAY

Approved

Most are approved as soon as you apply. The soft pull never affects your score. If it needs a second look, one to two business days at most.

WHEN YOU PAY

File with the Board

Pay online and receive the executed $50,000 bond, ready to file with your school license application to the Alabama Board of Cosmetology and Barbering. Wet-ink original on request.

About this bond

What it is and who needs it.

What the school bond actually guarantees

Alabama licenses cosmetology and barbering schools through the Board of Cosmetology and Barbering under Code of Alabama §34-7B-26. To operate a school, an applicant must file a $50,000 surety bond — a student-protection guarantee so students aren't left paying for an education they never receive if the school closes.

It is a three-party arrangement: you (the school/principal), the surety carrier, and the Board (the obligee), with enrolled students as the protected parties. If the school closes before students complete the training they paid for, the harmed students can recover against the bond.

The $50,000 bond is one piece of the licensing requirement — the Board also requires proof of liability insurance (commonly at least $500,000). The bond must stay active for the life of the school license. It is not insurance for the school; if the surety pays, the school repays the surety.

Code of Alabama §34-7B-26Code of Alabama §34-7B-26 conditions a cosmetology or barbering school license on a $50,000 surety bond to protect students in the event the school closes, alongside proof of liability insurance (commonly at least $500,000). The bond is filed with the Alabama Board of Cosmetology and Barbering and must remain active for the life of the school license.

You need this bond if you're

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Applying to operate a cosmetology or barbering school in Alabama
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Renewing a school license whose bond is expiring or was non-renewed
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Opening a new campus the Board licenses as a separate school
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Converting a salon to a school that enrolls and trains students
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $50,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Board. Pay online and receive the executed $50,000 bond, ready to file with your school license application to the Alabama Board of Cosmetology and Barbering. Wet-ink original on request.

What sets the price

The premium is fixed at $500 at the $50,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

One soft credit pull, never a hard inquiry, and it never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued instantly.

These are the actual underwriting fields, including a one-time soft credit pull. The executed $50,000 bond is ready to file with the Board.

Start the application →
FAQ

Common questions.

How much is the Alabama cosmetology school bond?The premium is $500 flat — set by our carrier’s rate book for this specific bond, the same for every school. The $50,000 bond amount is set by statute, so there is no quote process; the price you see is the checkout price.
Do I pay the $50,000?No. You pay $500. The $50,000 is the surety's maximum liability if a valid claim is made by harmed students — not a deposit, and nobody holds your money.
Who requires it?The Alabama Board of Cosmetology and Barbering, under Code of Alabama §34-7B-26, as a condition of a school license. The bond protects students if the school closes before they finish the training they paid for.
Is there a credit check?Yes: one soft credit pull, never a hard inquiry, and it never affects your score. It informs approval, never the price — the premium stays $500 flat either way.
When does it renew?The bond must stay active for as long as you hold the school license. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available, so your license never lapses over a missed email.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other Alabama bonds.

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Price and requirements checked on the carrier’s application, . Page updated .

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$500 flat, short application, bond issued when you pay. Free until issued.

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