Alabama licenses manufactured-home retailers through the Alabama Manufactured Housing Commission (AMHC), with a surety bond payable to the Commission. The amount commonly scales with your number of lots. The premium is 0.9% of the bond amount, $100 minimum, and your exact price appears at the application. One soft credit pull.
















Your AMHC retailer license is waiting on this bond. Here is the entire process:
Business details, the bond amount the AMHC requires, and the effective date — plus a one-time consent to a soft credit pull.
Most clear quickly; if underwriting needs anything, an underwriter reaches out within 48 hours. The soft pull never affects your score.
Pay online and receive the executed bond, payable to the Alabama Manufactured Housing Commission, ready to file with your retailer license. Wet-ink original on request.
The Alabama Manufactured Housing Commission (AMHC) licenses manufactured-home retailers under the Alabama Manufactured Housing Act (Code of Alabama Title 24), conditioning the license on a surety bond made payable to the Commission. The bond backs your compliance with the Act and the AMHC's rules — including honest dealing on the homes you sell.
It is a three-party arrangement: you (the retailer/principal), the surety carrier, and the AMHC (the obligee), with manufactured-home buyers as the protected parties. If a retailer violates the Act and a buyer is harmed, that buyer can recover against the bond up to the bond amount.
The required amount commonly scales with the number of lots you operate — surety-market guidance cites around $25,000 for one to three lots and $50,000 above that. The controlling figure is the one the AMHC names on your packet, so verify it. It is not insurance for you; if the surety pays, you repay the surety.
These are the actual underwriting fields, including a one-time soft credit pull. The executed bond is payable to the AMHC, ready to file.
Start the application →From $100, soft pull only — your exact price appears at the application. Enter the amount the Commission requires and file in 1–2 business days.