AL manufactured housing retailer bonds.
Flat 3%. Enter your amount.

Alabama licenses manufactured-home retailers through the Alabama Manufactured Housing Commission (AMHC), with a surety bond payable to the Commission. The amount commonly scales with your number of lots. We write it at a flat 3% with one soft credit pull — enter your required amount and the premium updates.

Required to license as a manufactured-home retailer through the AMHC
Amount commonly scales with lots — often $25,000 for 1–3 lots, $50,000 above — confirm your figure on the AMHC packet
Soft credit pull only — never affects your score, and the rate stays a flat 3% either way
Flat 3%of your bond amount$275minimum premiumSoft pullnever affects your score
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Triple Five
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How it works

Three steps to licensed.

Your AMHC retailer license is waiting on this bond. Here is the entire process:

TODAY · 5 MINUTES

Apply online

Business details, the bond amount the AMHC requires, and the effective date — plus a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most clear quickly; if underwriting needs anything, an underwriter reaches out within 48 hours. The soft pull never affects your score.

1–2 BUSINESS DAYS

File with the AMHC

Pay online and receive the executed bond, payable to the Alabama Manufactured Housing Commission, ready to file with your retailer license. Wet-ink original on request.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure the AMHC requires and the premium updates.

$25,000 bond
$750
$50,000 bond
$1,500
$75,000 bond
$2,250
About this bond

What it is and who needs it.

What the retailer bond actually guarantees

The Alabama Manufactured Housing Commission (AMHC) licenses manufactured-home retailers under the Alabama Manufactured Housing Act (Code of Alabama Title 24), conditioning the license on a surety bond made payable to the Commission. The bond backs your compliance with the Act and the AMHC's rules — including honest dealing on the homes you sell.

It is a three-party arrangement: you (the retailer/principal), the surety carrier, and the AMHC (the obligee), with manufactured-home buyers as the protected parties. If a retailer violates the Act and a buyer is harmed, that buyer can recover against the bond up to the bond amount.

The required amount commonly scales with the number of lots you operate — surety-market guidance cites around $25,000 for one to three lots and $50,000 above that. The controlling figure is the one the AMHC names on your packet, so verify it. It is not insurance for you; if the surety pays, you repay the surety.

Alabama Manufactured Housing Act (Code of Alabama Title 24)The Alabama Manufactured Housing Commission licenses retailers under the Alabama Manufactured Housing Act (Code of Alabama Title 24, Chapters 4A/5), with the bond payable to the Commission. The required amount commonly scales with the number of sales lots — frequently $25,000 for 1–3 lots and $50,000 above — but confirm the exact figure on your AMHC license packet rather than relying on a generic number.

You need this bond if you are

Applying for an AMHC retailer license to sell manufactured homes in Alabama
Renewing a retailer license whose bond is expiring or was non-renewed
Adding a sales lot that changes the bond amount the AMHC requires
Opening a new dealership for new or used manufactured homes

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time soft credit pull. The executed bond is payable to the AMHC, ready to file.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

Who requires this bond? +
The Alabama Manufactured Housing Commission (AMHC), as a condition of a manufactured-home retailer license under the Alabama Manufactured Housing Act (Code of Alabama Title 24). The bond is payable to the Commission.
How much is the bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The amount itself commonly scales with your number of lots — often $25,000 for one to three lots and $50,000 above — but confirm the exact figure on your AMHC packet and enter it for the quote.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It informs approval, not price; the rate stays a flat 3% either way.
What does the bond protect? +
It protects buyers and the state if a retailer violates the Alabama Manufactured Housing Act or the Commission's rules. A harmed buyer can claim against the bond — and if the surety pays, you repay the surety.
How fast can I have it? +
Most clear within 1–2 business days, with an underwriter reaching out within 48 hours if anything else is needed. Pay online and the executed bond, payable to the AMHC, arrives by email.
Related bonds

Other New York bonds.

The AMHC is waiting on one document.

Five-minute application, flat 3%, $275 minimum, soft pull only. Enter the amount the Commission requires and file in 1–2 business days.

Your premium @ 3%$750
Apply now →