Alabama manufactured housing retailer bonds.
From $100.
Alabama licenses manufactured-home retailers through the Alabama Manufactured Housing Commission (AMHC), with a surety bond payable to the Commission. The amount commonly scales with your number of lots. The premium is 0.9% of the bond amount, $100 minimum, and your exact price appears at the application. One soft credit pull.
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How much does an Alabama manufactured housing retailer bond cost?
0.9% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps to licensed.
Your AMHC retailer license is waiting on this bond. Here is the entire process:
Apply online
Business details, the bond amount the AMHC requires, and the effective date — plus a one-time consent to a soft credit pull.
Approved
Most are approved as soon as you apply. The soft pull never affects your score. If it needs a second look, one to two business days at most.
File with the AMHC
Pay online and receive the executed bond, payable to the Alabama Manufactured Housing Commission, ready to file with your retailer license. Wet-ink original on request.
What it is and who needs it.
What the retailer bond actually guarantees
The Alabama Manufactured Housing Commission (AMHC) licenses manufactured-home retailers under the Alabama Manufactured Housing Act (Code of Alabama Title 24), conditioning the license on a surety bond made payable to the Commission. The bond backs your compliance with the Act and the AMHC's rules — including honest dealing on the homes you sell.
It is a three-party arrangement: you (the retailer/principal), the surety carrier, and the AMHC (the obligee), with manufactured-home buyers as the protected parties. If a retailer violates the Act and a buyer is harmed, that buyer can recover against the bond up to the bond amount.
The required amount commonly scales with the number of lots you operate — surety-market guidance cites around $25,000 for one to three lots and $50,000 above that. The controlling figure is the one the AMHC names on your packet, so verify it. It is not insurance for you; if the surety pays, you repay the surety.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the AMHC. Pay online and receive the executed bond, payable to the Alabama Manufactured Housing Commission, ready to file with your retailer license. Wet-ink original on request.
What sets the price
The premium is 0.9% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application: approved instantly, or after a quick credit check.
These are the actual underwriting fields, including a one-time soft credit pull. The executed bond is payable to the AMHC, ready to file.
Start the application →Common questions.
Other Alabama bonds.
Price and requirements checked on the carrier’s application, . Page updated .
The AMHC is waiting on one document.
From $100, soft pull only — your exact price appears at the application. Enter the amount the Commission requires and file the same day.