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General liability
General liability · For contractors and owners

General liability application.

One application for contractors and for owners, landlords and property managers. A contractor answers about its work, payroll and subcontractors; an owner or manager about its buildings and tenants. Answer what you can and send it from the review sheet. Our brokerage takes it to market and comes back with quotes, or with questions.

Plan on 15 to 30 minutes for a contractor with one kind of work or an owner with one building. Your answers are kept in this browser tab only, with no account. Closing the tab clears them, so gather your documents first (the checklist lists them).

Insurers need this to quote. You can send with blanks; we’ll ask for the rest.

What to have on hand: your declarations page, payroll, and contracts or leases (6 things)

The first question asks whether you are a contractor or an owner, and the second sheet follows that answer. Answer counts assume a contractor with one kind of work and no claims.

  • Your business basicsLegal name, FEIN, the year you started, revenue, headcount and payroll.
  • Contractors: your workPayroll by kind of work, what you subcontract and pay subs, and whether you collect their certificates.
  • Owners: your buildingsEach building’s address, square footage, stories, units and year built, and what your tenants do. The form lists ten buildings. With more, send your full schedule of buildings to insurance@lightrfp.com (a spreadsheet is fine).
  • Your current policyThe declarations page: limits, deductible, premium and when it expires.
  • Your contracts and leasesThe limits they ask for, and who must be named as additional insured.
  • Loss runs, if you have themFive years of claims history from your current insurer. You can send them after by replying to your confirmation email.
Start from your documents

Pre-fill this application from your documents

Drop your current policy, your contracts and leases, or loss runs. We fill in answers you’ve left blank, and you check each one before you send.

Drag files here, or

PDF, photo (JPG, PNG, HEIC), Excel .xlsx, Word .docx, text or CSV. Up to 4 MB a file (larger photos are shrunk to fit), 12 files in all.

Good documents for this application

  • Your current policy
  • Your contracts and leases
  • Loss runs

Files are read to fill in answers and are not kept. An AI provider reads them under terms that don’t let it train on them.

Application
General liability, for contractors and owners
Sheets
04
A contractor, one kind of work
about 62 answers, 55 required
An owner, one building with tenants
about 70 answers, 61 required
Status
Your answers go to Light RFP when you press Send. Files you drop in are read to fill in answers, and not kept.
Prepared by
Light RFP Risk Management Services LLC NY DFS License # PC-1978982

General liability application

Files you drop in fill in answers you’ve left blank.

GL-01

Business

Who is applying, what kind of applicant you are, and how to reach you.

0/19required answered

Who is applying

The next sheet asks about your work if you are a contractor, or about your buildings if you own or manage them.

Applicant

If the business uses another name.

If the business has one.

Owners: the rents and other income from the buildings.

Include the owners’ own pay. 0 if there is none.

Contact

Mailing address

Sheet 1 of 4
After you send

What happens after you send.

  1. We read it

    A Light RFP broker reads every answer, matches your work or your buildings to the insurers’ classes, and asks about anything blank or flagged.

  2. We take it to market

    Our brokerage takes it to the insurers whose appetite fits your work or your buildings.

  3. You compare and choose

    Limits, deductibles and exclusions side by side, matched to what your contracts, leases and lenders require. Our brokerage puts the policy you choose in force and issues your certificates.

Send us your declarations page and we’ll fill this in with you.

Rather go through it on a call? Schedule a call, or write to Light RFP’s insurance team: insurance@lightrfp.com

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