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Cyber
Cyber · For contractors and owners

Cyber insurance application.

One application for contractors and for owners and managers: a contractor answers about its work and its clients’ systems, an owner or manager about its tenants and buildings. Both give rough counts of the personal records they keep, never the records themselves, and describe their security and payment controls. Answer what you can and send it from the review sheet. Our brokerage takes it to market and comes back with quotes, or with questions.

Plan on 15 to 30 minutes for a contractor or an owner with no incidents, with your IT provider’s answers to hand. Your answers are kept in this browser tab only, with no account. Closing the tab clears them, so gather your documents first (the checklist lists them).

Insurers need this to quote. You can send with blanks; we’ll ask for the rest.

What to have on hand: rough record counts and your IT provider’s answers (6 things)

The first question asks whether you are a contractor or an owner or manager, and part of the second sheet follows that answer. Answer counts assume a contractor that pays and is paid by wire or ACH, with no incidents.

  • Your business basicsLegal name, FEIN, the year you started, revenue and headcount.
  • Rough counts of your recordsHow many records you keep with Social Security numbers, bank details or health information, for employees, tenants, applicants and subs. Counts only.
  • Your IT setupWhether email and remote logins need multi-factor authentication, how you back up, and what protects your computers. Your IT provider can answer most of it.
  • How you pay and get paidWho approves wire and ACH payments, and how you check a request to change bank details.
  • Your current policy, if you have oneThe declarations page: limit, retention, premium and expiry date.
  • Any past incidentsWhat happened, what it cost and what changed afterwards, for the last five years.
Start from your documents

Pre-fill this application from your documents

Drop your current policy, a past cyber application or an IT security assessment. We fill in answers you’ve left blank, and you check each one before you send.

Drag files here, or

PDF, photo (JPG, PNG, HEIC), Excel .xlsx, Word .docx, text or CSV. Up to 4 MB a file (larger photos are shrunk to fit), 12 files in all.

Good documents for this application

  • Your current policy
  • A past cyber application
  • An IT security assessment

Files are read to fill in answers and are not kept. An AI provider reads them under terms that don’t let it train on them.

Application
Cyber, for contractors and owners
Sheets
06
A contractor paying by wire
about 67 answers, 62 required
An owner with online rent
about 70 answers, 64 required
Status
Your answers go to Light RFP when you press Send. Files you drop in are read to fill in answers, and not kept.
Prepared by
Light RFP Risk Management Services LLC NY DFS License # PC-1978982

Cyber insurance application

Files you drop in fill in answers you’ve left blank.

CY-01

Business

Who is applying, what kind of applicant you are, and how to reach you.

0/18required answered

Who is applying

The next sheet asks a contractor about its work and clients, and an owner or manager about its tenants and buildings.

Applicant

If the business uses another name.

If the business has one.

Owners: the rents and other income from the buildings. Managers: your fees.

Contact

Addresses

Sheet 1 of 6
After you send

What happens after you send.

  1. We read it

    A Light RFP broker reads every answer, checks your controls against what the insurers ask, and asks about anything blank or flagged.

  2. We take it to market

    Our brokerage takes it to the insurers whose appetite fits your work or your buildings.

  3. You compare and choose

    Limits, retentions, fraud and ransomware cover and exclusions side by side, matched to what your contracts and leases require. Our brokerage puts the policy you choose in force and issues your certificates.

Send us your current policy and we’ll fill this in with you.

Rather go through it on a call? Schedule a call, or write to Light RFP’s insurance team: insurance@lightrfp.com

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