These are the questions the builder’s risk market asks, across five sheets. Answer what you can and send it from the review sheet; we’ll enter it with the carrier and come back with pricing. The questions change with your answers, just as they do in the carrier’s application.
Most of it comes straight from the construction contract, the project budget and the builder’s paperwork. Counts assume a new-construction project with no claims history.
What is being built, where, and what the finished structure is worth.
Who is building it, their track record, and who the policy is written for.
Construction specs, renovation specifics, and any insurance already on the project.
Eligibility questions about the site and the applicant.
Deductibles, and the optional coverages you can add to the policy.
What is being built, where, and what the finished structure is worth.
The day coverage starts.
The first term is fully earned, so its premium is not refunded if the job finishes early.
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Set from the effective date for new construction.
The full value of the finished structure: the most the policy pays.
// After sheet 05
Premium, taxes and fees for the deductibles and coverages you chose. If an answer needs underwriter review, the quote is released after that review, so expect follow-up questions on commercial and multi-story projects.
The documents the carrier needs before or after binding, starting with the signed application and anything the underwriter asked for.
We confirm the effective date together, then the policy documents and a payment link are issued.
David Barakchian · LightRFP · David@lightrfp.com
