Wyoming trust company bonds.
From $20,000.
Before a Wyoming supervised trust company transacts any business it must pledge investments or furnish a surety bond to the banking commissioner under W.S. 13-5-413, sized to defray the cost of a receivership or liquidation and never below a $1,000,000 market value. The premium is 2% of the bond amount.
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How much does a Wyoming trust company bond cost?
2% of the bond amount, from $20,000 at the $1,000,000 minimum. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
No quote round-trip — enter the amount your charter requires, pay, and file the executed bond with the commissioner. Here is the whole thing:
Apply online
Company details, your state of incorporation, the bond amount the commissioner set, and an effective date. One soft credit pull, never a hard inquiry, and it never affects your score.
Pay & e-sign
The premium is 2% of the bond amount, priced at checkout — so the bond issues the moment you pay and your power of attorney generates on the spot.
File with the commissioner
Submit the executed bond to the Wyoming Division of Banking to satisfy W.S. 13-5-413 before you transact business. Wet-ink original mailed on request.
What it is and who needs it.
What the trust company bond covers
Wyoming charters trust companies through the Division of Banking. A supervised trust company — a public trust company or a chartered family trust company, but not a private family trust company — must, before transacting any business, either irrevocably pledge its capital account and qualifying investments to the commissioner or furnish a surety bond under W.S. 13-5-413(a).
This bond is not a consumer-claims bond. It exists to cover the costs the commissioner would incur in a receivership or liquidation of the trust company if it became unsafe or unsound under W.S. 13-5-417. The commissioner determines the amount, which must be sufficient to defray those costs and must carry a market value of not less than $1,000,000. Surety bonds under this section run to the state of Wyoming.
The requirement is not static: on evidence that the current bond or pledge is insufficient, the commissioner can require an increase on 30 days' written notice, and the company may request a hearing within 30 days of that notice. It is not insurance for you — if the surety pays, you repay the surety. We track the term and send renewal notices 60 and 30 days out.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The carrier issues this bond for a term it sets; the term cannot be changed at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the commissioner. Submit the executed bond to the Wyoming Division of Banking to satisfy W.S. 13-5-413 before you transact business. Wet-ink original mailed on request.
What sets the price
The premium is 2% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual issuing fields — company details, your state of incorporation, the bond amount, and an effective date.
Start the application →Common questions.
Other Wyoming bonds.
Price and requirements checked on the carrier’s application, . Page updated .
Trust company bond, issued today.
2% of the bond amount, issued the moment you pay. Free until issued.