WY trust company bonds.
From $100. Enter your amount.

Before a Wyoming supervised trust company transacts any business it must pledge investments or furnish a surety bond to the banking commissioner under W.S. 13-5-413 — sized to defray the cost of a receivership or liquidation, and never below a $1,000,000 market value. The premium is 2% of the bond amount, $100 minimum, it issues the moment you pay, and any credit screen is a soft pull only, never a hard inquiry.

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Required before a supervised trust company transacts business under W.S. 13-5-413(a)

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Amount determined by the commissioner — never less than a $1,000,000 market value

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2% of the bond amount, $100 minimum — exact price at the application, issued the moment you pay

2% rate$100 minimumInstantissuance at checkoutSoft pullnever a hard inquiry

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How it works

Apply to filed in one sitting.

No quote round-trip — enter the amount your charter requires, pay, and file the executed bond with the commissioner. Here is the whole thing:

NOW · ONLINE

Apply online

Company details, your state of incorporation, the bond amount the commissioner set, and an effective date. Any credit screen is a soft pull that never shows as a hard inquiry.

INSTANTLY

Pay & e-sign

The premium is 2% of the bond amount, $100 minimum, priced at checkout — so the bond issues the moment you pay and your power of attorney generates on the spot.

SAME DAY

File with the commissioner

Submit the executed bond to the Wyoming Division of Banking to satisfy W.S. 13-5-413 before you transact business. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the trust company bond covers

Wyoming charters trust companies through the Division of Banking. A supervised trust company — a public trust company or a chartered family trust company, but not a private family trust company — must, before transacting any business, either irrevocably pledge its capital account and qualifying investments to the commissioner or furnish a surety bond under W.S. 13-5-413(a).

This bond is not a consumer-claims bond. It exists to cover the costs the commissioner would incur in a receivership or liquidation of the trust company if it became unsafe or unsound under W.S. 13-5-417. The commissioner determines the amount, which must be sufficient to defray those costs and must carry a market value of not less than $1,000,000. Surety bonds under this section run to the state of Wyoming.

The requirement is not static: on evidence that the current bond or pledge is insufficient, the commissioner can require an increase on 30 days' written notice, and the company may request a hearing within 30 days of that notice. It is not insurance for you — if the surety pays, you repay the surety. We track the term and send renewal notices 60 and 30 days out.

W.S. 13-5-413Wyoming Statute 13-5-413(a) requires any supervised trust company, before transacting any business, to pledge investments or furnish a surety bond to the commissioner to cover costs likely to be incurred by the commissioner in a receivership or liquidation of the company under W.S. 13-5-417. The amount is determined by the commissioner in an amount sufficient to defray those costs, but must have a market value of not less than one million dollars ($1,000,000.00); in lieu of a bond the company may irrevocably pledge its capital account. Subsection (c) provides that surety bonds run to the state of Wyoming, and subsection (g) lets the commissioner require an increase on 30 days' written notice, subject to a hearing.

You need this bond if you're

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Chartering a Wyoming public trust company — the bond or pledge must be in place before you transact business

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Operating a chartered family trust company — chartered FTCs are supervised trust companies under the Act

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Responding to a commissioner increase notice — W.S. 13-5-413(g) gives 30 days written notice and hearing rights

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Replacing a capital-account pledge with a bond to free up pledged investments

One application, issued instantly.

These are the actual issuing fields — company details, your state of incorporation, the bond amount, and an effective date.

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FAQ

Common questions.

How much is the Wyoming trust company bond?The premium is 2% of the bond amount, $100 minimum. Enter the amount the banking commissioner set for your charter and your exact price appears at the application, before you pay.

What bond amount do I need?The commissioner determines it — an amount sufficient to defray the cost of a receivership or liquidation, with a market value of not less than $1,000,000 under W.S. 13-5-413(a). Your charter correspondence from the Division of Banking states the figure.

Is this the same as the fidelity bond?No. W.S. 13-5-414(a) separately requires the directors or managers of a supervised trust company to obtain fidelity bonds of not less than $1,000,000 covering officers, managers, and employees against dishonest or fraudulent acts. This page is the W.S. 13-5-413 surety bond furnished to the commissioner.

Is there a credit check?This application carries a credit-consent section, and it authorizes a soft credit inquiry only — never a hard inquiry, and it does not affect your credit score. The rate stays 2% of the bond amount, $100 minimum.

Where do I file it?With the Wyoming Division of Banking. The bond runs to the state of Wyoming and has to be in place before the supervised trust company transacts any business.

Related bonds

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Trust company bond, issued today.

2% of the bond amount, $100 minimum, issued the moment you pay. Free until issued.

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