Wisconsin dwelling contractor bonds.
From $100.
Wisconsin's Dwelling Contractor certification requires proof of financial responsibility, and a surety bond is one accepted form. A full certification bond is at least $25,000; a restricted certification can be less. Pricing is 0.5% of your bond amount, with a $100 minimum, and your exact price appears at the application.
Trusted by industry leaders
How much does a Wisconsin dwelling contractor bond cost?
0.5% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
No underwriting queue for the standard dwelling contractor bond — enter your amount, pay, and file with DSPS. Here is the whole thing:
Apply online
Your business details, the bond amount your certification requires, and the effective date — that is the application.
Issued on the spot
No credit check up to $100,000.
File with DSPS
Submit the executed bond as proof of financial responsibility with your Dwelling Contractor certification. Wet-ink originals mailed whenever the state insists.
What it is and who needs it.
What the dwelling contractor bond actually covers
Wisconsin requires anyone who contracts to build, or to repair or remodel, a one- or two-family dwelling to hold a Dwelling Contractor certification from the Department of Safety and Professional Services (DSPS). Part of that certification is proof of financial responsibility — and a surety bond is one of the accepted forms.
Under Wis. Stat. § 101.654, the bond provides security to any person who sustains a loss because the contractor failed to comply with the Uniform Dwelling Code or another applicable ordinance. A full certification calls for a bond of at least $25,000; a restricted certification can use a smaller amount.
The certification and bond are issued for a one-year period. The bond is not insurance for you — if the surety pays a claim, you repay the surety. We issue whatever amount your certification requires, priced at 0.5% of the bond amount with a $100 minimum, and no credit check up to $100,000.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with DSPS. Submit the executed bond as proof of financial responsibility with your Dwelling Contractor certification. Wet-ink originals mailed whenever the state insists.
What sets the price
The premium is 0.5% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued on the spot.
Submit the application with the bond amount your certification requires — the executed bond is generated instantly, ready to file with DSPS.
Start the application →Common questions.
Other Wisconsin bonds.
Price and requirements checked on the carrier’s application, . Page updated .
Dwelling contractor bond, issued today.
Pricing from $100. Enter your required amount and file with DSPS the same day.