WI dwelling contractor bonds.
Flat 3%. Enter your amount.
Wisconsin's Dwelling Contractor certification requires proof of financial responsibility, and a surety bond is one accepted form. A full certification bond is at least $25,000; a restricted certification can be less. We issue the amount your certification requires at a flat 3% with no credit check.
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Apply to filed in one sitting.
No underwriting queue for the standard dwelling contractor bond — enter your amount, pay, and file with DSPS. Here is the whole thing:
Apply online
Your business details, the bond amount your certification requires, and the effective date — that is the entire application.
Issued on the spot
No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
File with DSPS
Submit the executed bond as proof of financial responsibility with your Dwelling Contractor certification. Wet-ink originals mailed whenever the state insists.
The whole pricing page.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure your certification requires and the premium updates.
What it is and who needs it.
What the dwelling contractor bond actually covers
Wisconsin requires anyone who contracts to build, or to repair or remodel, a one- or two-family dwelling to hold a Dwelling Contractor certification from the Department of Safety and Professional Services (DSPS). Part of that certification is proof of financial responsibility — and a surety bond is one of the accepted forms.
Under Wis. Stat. § 101.654, the bond provides security to any person who sustains a loss because the contractor failed to comply with the Uniform Dwelling Code or another applicable ordinance. A full certification calls for a bond of at least $25,000; a restricted certification can use a smaller amount.
The certification and bond are issued for a one-year period. The bond is not insurance for you — if the surety pays a claim, you repay the surety. We issue whatever amount your certification requires at a flat 3% with no credit check.
You need this bond if you are
Five minutes, issued on the spot.
Submit the application with the bond amount your certification requires — the executed bond is generated instantly, ready to file with DSPS.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the Wisconsin dwelling contractor bond? +
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Is there a credit check? +
What does the bond protect against? +
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Other New York bonds.
Dwelling contractor bond, issued today.
Five-minute application, flat 3%, $275 minimum. Enter your required amount and file with DSPS the same day.