WI public adjuster bonds.
$600. Five minutes.
Wisconsin requires every public adjuster — resident and non-resident — to file a $20,000 bond with the Office of the Commissioner of Insurance (OCI). Ours is $600 flat, which is 3% of the bond amount. The application is five minutes, and license bonds like this are the fastest thing we issue.
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Three steps. One sitting.
License bonds are the simplest thing in surety. Here's the entire process:
Apply online
Business details and an effective date. That's the application — no financials, no credit check section, no follow-up scavenger hunt.
Pay & e-sign
License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
File with your license
Your executed bond arrives by email, ready to upload with your OCI license application or renewal (filed through NIPR). Wet-ink original mailed on request.
The whole pricing page.
$20,000 bond × 3% = $600, one-time per term. Fixed amount, fixed price, multi-year if you want it.
What it is and who needs it.
What the bond actually guarantees
A public adjuster bond is a policyholder-protection guarantee. You negotiate insurance claims on behalf of people who've just had the worst week of their year — Wisconsin wants a financial backstop that you'll handle their claims and their money honestly.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of Wisconsin (the obligee), with your clients as the protected parties. If an adjuster commits fraud, misrepresentation, or otherwise mishandles client funds, the harmed client can recover against the bond.
The bond must stay active for the life of your license. Wisconsin's public adjuster law (2019 Act 129) took effect for licensing in 2020, and the $20,000 bond is a condition of holding the license — so we track it and notify you 60 and 30 days out, keeping your filing continuous.
You need this bond if you're
Five minutes. The whole thing.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the Wisconsin public adjuster bond? +
Do I pay the $20,000? +
Do non-resident adjusters need this bond too? +
Is there a credit check? +
When does it renew? +
Other New York bonds.
Finish your license checklist today.
$600 flat, five-minute application, bond often issued in the same sitting. Free until issued.