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Madison contractor license bonds.
From $100.

Need the statewide answer? See all Wisconsin contractor license bonds.

The City of Madison requires a contractor license bond to register and work as a licensed contractor in the city. Premiums start at $100 and depend on your bond amount — enter the amount Madison set for your contractor type and see your price. Your premium equals 0.5% of the bond amount, with a $100 minimum.

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Required by the City of Madison to register as a licensed contractor in the city
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Amount set by your contractor type and the city ordinance — it varies by trade
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From $100 — enter your required bond amount and your exact price appears at the application
From $1000.5% of the bond amount, $100 minimumNo credit check up to $100,000above that, a soft pull at most, never a hard inquiryFastinstant issuance for most
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Madison contractor license bond cost?

0.5% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

No underwriting queue for the standard contractor license bond — enter your amount, pay, and file with the city. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, your contractor type, the bond amount the city required, and the effective date — that is the application.

INSTANTLY

Issued on the spot

No credit check up to $100,000.

SAME DAY

File with the City of Madison

Submit the executed bond with your contractor registration at the City of Madison. Wet-ink originals mailed whenever the city insists.

About this bond

What it is and who needs it.

What the contractor license bond covers

The City of Madison registers and licenses contractors who work within the city. As a condition of that license, the city requires a contractor license bond — a financial backstop that you will work in compliance with the city building and licensing ordinances.

The bond is a three-party guarantee: you (the principal), the surety carrier, and the City of Madison (the obligee). It backs your obligation to follow the city's contractor ordinances, permit requirements, and codes, and to make good on damage to public property arising from your work.

If you violate the city ordinances or leave public property damaged, the city or a harmed party can recover against the bond — and if the surety pays, you repay the surety. We issue the amount Madison sets for your contractor type, with pricing that starts at $100 and no credit check up to $100,000 in the application.

City of Madison — contractor license / registrationThe City of Madison requires this bond as a condition of its contractor license / registration; the bond amount and terms are set by the City of Madison Building Inspection Division and the city ordinances, and vary by contractor type. We issue the bond in the amount Madison requires for your trade — confirm the figure with the Building Inspection Division if it is not stated on your application.

You need this bond if you are

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A contractor registering with the City of Madison for the first time or renewing your license
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A trade contractor — the bond amount depends on the contractor type you register for
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A general or specialty contractor the city conditions registration on a surety bond
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An out-of-area contractor getting licensed to work jobs within the City of Madison
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the City of Madison. Submit the executed bond with your contractor registration at the City of Madison. Wet-ink originals mailed whenever the city insists.

What sets the price

The premium is 0.5% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued on the spot.

Submit the application with your contractor type and the bond amount the City of Madison requires — the executed bond is generated instantly, ready to file.

Start the application →
FAQ

Common questions.

How much is the Madison contractor license bond?Premiums start at $100 and scale with your bond amount — your exact price appears at the application. The amount itself is set by the City of Madison and varies by your contractor type — enter that figure to see your price.
Do I pay the full bond amount?No. You pay the premium. The bond amount is the surety's maximum liability to the city — it is not a deposit, and nobody holds your money.
Is there a credit check?No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score. Most applications approve instantly.
What does the bond guarantee?That you follow the City of Madison's contractor ordinances, permit requirements, and codes, and make good on damage to public property from your work. If you don't, the city or a harmed party can claim against the bond.
What amount should I enter?Use the figure the City of Madison requires for your contractor type. If you are not sure, ask the Madison Building Inspection Division for the required bond amount and we will issue it to match.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Madison contractor license bond, issued today.

Pricing from $100. Enter the amount the city required and file the same day.

Your premiumfrom $100
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