Washington investment advisor bonds.
From $100.
Washington investment advisers who fall short of the minimum net worth in WAC 460-24A-170 can stay registered with the DFI Securities Division by posting a bond for the deficiency, rounded up to the nearest $5,000. The premium is 1.15% of the bond amount, $100 minimum.
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How much does a Washington investment advisor bond cost?
1.15% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
No quote round-trip on the adviser bond — enter your amount, pay, and file with the Securities Division. Here is the whole thing:
Apply online
Firm details, years in business, the bond amount your deficiency requires, and an effective date. One soft credit pull, never a hard inquiry, and it never affects your score.
Pay & e-sign
Your exact price appears before you pay — 1.15% of the bond amount, $100 minimum — and the executed bond and power of attorney generate the moment you pay.
File with the Securities Division
Your executed bond arrives by email, ready to file with the DFI Securities Division for your investment adviser registration. Wet-ink original mailed on request.
What it is and who needs it.
What the adviser bond actually does
Washington registers investment advisers through the Department of Financial Institutions, Securities Division, under the Securities Act of Washington (chapter 21.20 RCW). Under that act the Securities Division sets minimum financial requirements for advisers by rule, and accepts a surety bond in the amount of any shortfall as an alternative method of compliance.
The numbers live in the rule. WAC 460-24A-170 requires an adviser with custody of client funds or securities to maintain a minimum net worth of $35,000, and an adviser with discretionary authority but no custody to maintain $10,000. An adviser who does not meet the minimum must maintain a bond in the amount of the deficiency, rounded up to the nearest $5,000 — which is why bond amounts here come in $5,000 steps.
The bond is issued by a carrier qualified to do business in Washington and is subject to the claims of all of your clients, wherever they reside. It is not insurance for you — if the surety pays a claim, you repay the surety. We track the term and send renewal notices 60 and 30 days out so your registration never sits unbonded.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the Securities Division. Your executed bond arrives by email, ready to file with the DFI Securities Division for your investment adviser registration. Wet-ink original mailed on request.
What sets the price
The premium is 1.15% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual issuing fields — firm details, the bond amount, an effective date, and a term. That is the application.
Start the application →Common questions.
Other Washington bonds.
Price and requirements checked on the carrier’s application, . Page updated .
Cure the net worth deficiency today.
1.15% of the bond amount, $100 minimum, issued the moment you pay. Free until issued.