When the Washington Securities Division conditions a franchise registration on financial protection, it can accept a $100,000 surety bond in lieu of impounding your initial franchise fees, under the Franchise Investment Protection Act. Ours is $775 flat, issued instantly, with one soft credit pull.
















Your franchise registration is waiting on this bond. Here is the entire process — no broker phone tag:
Company details, ownership, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
Pay online and receive the executed bond, ready to submit with your franchise registration. Wet-ink originals mailed whenever the Division insists.
Washington regulates franchise offerings under the Franchise Investment Protection Act (RCW 19.100), administered by the Department of Financial Institutions, Securities Division. A franchisor must register before offering or selling a franchise in the state.
When a registrant’s financial condition warrants protection for franchisees’ initial fees, the Division can require an impound of initial franchise fees — and it will accept a $100,000 surety bond, a guarantee of performance from a parent, or a fee-deferral arrangement in lieu of that impound. The bond protects franchisees if the franchisor fails to perform its pre-opening obligations.
It is a three-party guarantee: you (the franchisor), the surety, and the State for the benefit of your franchisees. It is not insurance for you — if the surety pays a franchisee claim, you repay the surety. The $100,000 figure is the standard amount the Division names for this purpose.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →$775 flat, short application, e-signed bond in 1–2 business days. Free until issued.