VA public adjuster bonds.
$500 flat.

Virginia requires every public adjuster to keep a $50,000 bond in force in favor of the Commonwealth, certified to the Bureau of Insurance — ours is $500 flat, the price you see is the checkout price. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.

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Required for your VA public adjuster license — new applicants and renewals

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Fixed price, fixed amount — $50,000 bond, $500, no quote process

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Multi-year terms available — set it up once, forget it for up to 3 years

A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available

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How it works

Three steps. One sitting.

License bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — no financials, no credit section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with your license

Your executed bond and power of attorney arrive by email, ready to file with your Bureau of Insurance license application or renewal. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

A public adjuster bond is a policyholder-protection guarantee. You negotiate insurance claims on behalf of people who've just had the worst week of their year — Virginia wants a financial backstop that you'll handle their claims and their money honestly.

It's a three-party arrangement: you (the principal), the surety carrier, and the Commonwealth of Virginia (the obligee), with your clients as the protected parties. If an adjuster commits fraud, mishandles client funds, or violates adjuster law, the harmed client can recover against the bond.

The bond must stay in force for the life of your license. Let it lapse and your license is at risk — so we track it and notify you 60 and 30 days out, keeping your $50,000 filing continuous.

Va. Code §38.2-1845.2Under Va. Code §38.2-1845.2, an applicant for a Virginia public adjuster license must certify that they have, and will keep in force for as long as the license remains in effect, a $50,000 bond in favor of the Commonwealth with corporate sureties licensed by the State Corporation Commission, conditioned that the adjuster will conduct business in accordance with the laws of the Commonwealth.

You need this bond if you're

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Applying for a VA public adjuster license — you certify the bond is in force

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Renewing your license and your bond is expiring or your surety non-renewed

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A firm adding an entity license alongside your individual adjuster license

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An out-of-state adjuster getting licensed to work Virginia losses

One application, issued instantly.

These are the actual issuing fields — no credit section, because this bond doesn't collect credit information.

Start the application →

FAQ

Common questions.

How much is the Virginia public adjuster bond?The premium is $500 flat — the price you see is the checkout price — for the fixed $50,000 bond amount, the same for every adjuster. The $50,000 is set by statute, so there is no quote process.

Do I pay the $50,000?No. You pay $500. The $50,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.

How fast will I have the bond?License bonds like this are among the thousands of bond types that issue right after purchase — many adjusters finish the application and have the bond in the same sitting. At most, 1–2 business days.

Is there a credit check?Not on this bond — the application has no credit section at all. Fixed-amount license bonds like this one don't need one.

When does it renew?The bond must stay in force for as long as you hold the license. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available, so your license never lapses over a missed email.

Related bonds

Other Virginia bonds.

Finish your license checklist today.

$500 flat, no credit review, bond often issued in the same sitting. Free until issued.

Start application

Your price$500

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