VA motor vehicle dealer bonds.
$500 flat.

Also known as the Virginia auto dealer bond or car dealer bond.

Virginia requires an applicant for an original motor vehicle dealer licence to file a $50,000 bond with the Motor Vehicle Dealer Board and keep it for the first three consecutive years (§ 46.2-1527.1(D), § 46.2-1527.2). After three claim-free years a renewing dealer pays the $100 Recovery Fund fee instead and no longer holds the bond. Ours is $500 flat — the price you see is the checkout price. A quick soft credit check may apply — never a hard inquiry — e-signed in 1–2 business days.

Required for your VA dealer license — new applicants, and renewals inside their first three consecutive years, through the Motor Vehicle Dealer Board
Fixed amount, fixed price — $50,000 bond, $500, no quote theater
A quick soft credit check may apply — never a hard inquiry, and the price stays $500 either way
A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available
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NYCEDC
BDG
Capital
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Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to licensed.

Your dealer license is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · ONLINE

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with the Dealer Board

Pay online and receive the executed bond ready to file with your dealer license application. Wet-ink originals mailed whenever the state insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

Virginia licenses motor vehicle dealers through the Motor Vehicle Dealer Board, and conditions the license on a $50,000 surety bond under Va. Code §46.2-1527.1. The bond is a consumer-and-public-protection guarantee: it stands behind your compliance with Chapter 15 of Title 46.2 and provides a source of recovery for parties a dealer harms.

It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the Commonwealth together with harmed buyers (the protected parties). The bond is conditioned on the dealer not practicing fraud or violating the vehicle dealer laws in the conduct of business.

It is not insurance for you — if the surety pays a claim, you repay the surety. Dealers who deliver clean title and keep good records treat the bond as a license formality, not a risk.

Va. Code §46.2-1527.1Under Va. Code §46.2-1527.1, an applicant for a Virginia motor vehicle dealer license who does not participate in the Motor Vehicle Transaction Recovery Fund must obtain a $50,000 surety bond from a corporate surety licensed in the Commonwealth, conditioned that the dealer will not practice fraud, make any fraudulent representation, or violate the vehicle dealer laws in the conduct of business. The bond is filed with the Motor Vehicle Dealer Board.

You need this bond if you're

Applying for a VA dealer license — new, used, wholesale, or trailer
Renewing your dealer license and your current bond is expiring or non-renewing
Opening an additional location the Dealer Board ties to a bond filing
Moving to Virginia from another state and getting licensed here

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQ

Common questions.

Do I pay the $50,000?No. You pay $500 flat. The $50,000 is the surety's maximum liability to the Commonwealth and harmed buyers; it's not a deposit, and nobody holds your money.
Who requires this bond?The Virginia Motor Vehicle Dealer Board requires it as a condition of an original dealer licence and for the first three consecutive years (Va. Code § 46.2-1527.1(D)). Renewing dealers with three claim-free years are released from the bond and pay the $100 Fund fee; a dealer may instead opt out of the Fund with a continuous $100,000 bond under § 46.2-1527.9.
What does the bond guarantee?That you will not practice fraud or violate the Virginia vehicle dealer laws in the conduct of your business. If you do and someone is harmed, they can claim against the bond — and if the surety pays, you repay the surety.
Is there a credit check?Yes — one soft credit pull, which never affects your score. It's the only extra step beyond the application, and it informs approval, not price. The price stays $500 flat either way: credit can affect whether we approve the bond, never what it costs.
When does it renew?Terms run 1, 2, or 3 years — your choice at purchase. You'll get renewal notices 60 and 30 days before expiration, with autopay available, and the bond must stay active through your first three licence years — the Board may suspend a licence while no sufficient bond is on file (§ 46.2-1527.2).
Related bonds

Other Virginia bonds.

The Dealer Board is waiting on one document.

$500 flat, short application, e-signed bond in 1–2 business days. Free until issued.

Your price$500
Apply now →