VT title bonds.
From $100. See your price in the app.
When you can’t prove ownership of a vehicle or vessel, the Vermont DMV lets you get a bonded title — post a surety bond (DMV form VT-020) and the DMV issues a title in your name. Premiums cost 0.9% of the bond amount, $100 minimum, and the application collects no credit information; the bond amount is 1.5× the appraised value, and the term runs three years.
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Apply to bonded title in one sitting.
No underwriting queue for the standard title bond — enter your amount, pay, and take the executed bond to the DMV. Here is the whole thing:
Apply online
Your details, the vehicle or vessel (year, make, model, serial/VIN, your county), and the bond amount (1.5× appraised value) — that is the entire application.
Issued on the spot
No credit fields in the application and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review; if a check ever runs, it is a soft pull that will not touch your score.
File with the DMV
Take the executed bond (form VT-020) and your supporting paperwork to the Vermont DMV to get your bonded title. Wet-ink originals mailed whenever the office insists.
What it is and who needs it.
What the bonded title actually does
When you buy, inherit, or build a vehicle or vessel and the paperwork is missing, lost, or defective, Vermont lets you establish ownership with a bonded title. You post a surety bond, the DMV issues a certificate of title in your name, and the bond protects anyone who later proves a superior claim — so you can register, insure, and sell the vehicle or vessel.
The bonded title covers more than cars: it applies to a motor vehicle, trailer, vessel, snowmobile, or all-terrain vehicle. The bond is filed on DMV form VT-020, and the amount is 1.5 times the appraised value — establish value with a reputable valuation guide or a written appraisal, then multiply by 1.5.
If someone with a better ownership claim comes forward and is harmed, they can recover against the bond — and if the surety pays, you repay the surety. It is not insurance for you. The bond runs a three-year term; if no valid claim is made, it is released and a clean (non-bonded) certificate of title issues. We price it from a $100 minimum, and the application collects no credit information.
You need this bond if you are
One application, issued on the spot.
Submit the application with the vehicle or vessel details and your bond amount (1.5× appraised value) — the executed title bond is generated instantly, ready to take to the DMV.
Start the application →Common questions.
Other Vermont bonds.
Bonded title, issued today.
Premiums from $100. Enter your amount (1.5× appraised value) and take it to the DMV the same day.