VT public official bonds.
Flat 3%. Enter your amount.
Vermont towns require many officers to give a bond conditioned on the faithful performance of their duties under 24 V.S.A. § 832 — treasurer, collector of taxes, and others who receive or disburse town funds. The selectboard sets the amount; we issue it at a flat 3% with one soft credit pull that never affects your score.
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Apply to filed in one sitting.
Public official bonds are simple to issue. Enter your amount, consent to a soft pull, and file with the town. Here is the whole thing:
Apply online
Your details, the office you hold, the obligee (your town), the bond amount the board set, and the effective date — plus a one-time consent to a soft credit pull.
Approved
Most public official bonds clear quickly; the soft credit pull informs approval, never the price, and never affects your score. Larger amounts may get a brief review.
File with the town
Your executed bond and power of attorney arrive by email, ready to file with the selectboard or town clerk so you can take office. Wet-ink originals mailed on request.
The whole pricing page.
Bond amount × 3% = your premium, one-time per term, $275 minimum. Enter the figure your board set and the premium updates.
What it is and who needs it.
What the public official bond actually guarantees
A public official bond is a faithful-performance guarantee. Vermont towns hand certain officers control of public money — taxes collected, funds disbursed — and 24 V.S.A. § 832 conditions taking office on a bond (or, as the statute now allows, crime insurance coverage) that backs the honest, faithful performance of those duties.
It is a three-party arrangement: you (the principal), the surety carrier, and the town (the obligee), with taxpayers as the protected parties. If an officer misapplies or fails to account for town funds, the town can recover against the bond — and if the surety pays, the officer repays the surety. It is a public-trust backstop, not insurance for you.
There is no single statutory amount — the selectboard (or trustees, prudential committee, or other governing body) fixes a sufficient sum and approves the sureties, and can require an additional bond if it later judges the existing one insufficient. Enter the figure your board set and we issue the bond at a flat 3% with one soft credit pull.
You need this bond if you are
Five minutes. The whole thing.
These are the actual underwriting fields, including the office you hold and a one-time consent to a soft credit pull. The pull never affects your score, and the rate stays a flat 3% either way.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the Vermont public official bond? +
Who decides how big the bond has to be? +
Is there a credit check? +
What does the bond protect against? +
My town mentioned crime insurance instead of a bond — what's the difference? +
Other New York bonds.
Take office without the bond holdup.
Five-minute application, flat 3%, $275 minimum, soft pull only. Enter the amount your board set and file with the town the same day.