Ogden money lender bonds.
$100 flat.
The City of Ogden requires a $2,000 bond to license anyone lending money on personal security — money brokers, loan agencies, short-term loan businesses, and pawnbrokers other than banks and building-and-loan institutions. The bond backs your compliance with the city's ordinances and Utah's interest-rate laws. Ours is $100 flat — the price you see is the checkout price — and the application collects no credit information.
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Three steps. One sitting.
License bonds are the simplest thing in surety. Here's the entire process:
Apply online
Business details and an effective date. No financials, no credit section in the application.
Pay & e-sign
License bonds like this issue right after purchase for most applicants. At most, 1–2 business days.
File with your license
Your executed bond and power of attorney arrive by email, ready to file with your Ogden business license application. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
A money lender bond is a consumer-protection guarantee for anyone extending credit against personal security — a paycheck assignment, personal property, or other collateral — outside the banking system. Ogden Municipal Code §5-1A-25(B) puts up a financial backstop that a licensee will observe the city's ordinances and Utah's interest-rate laws for money brokers, loan agencies, short-term loan businesses, and pawnbrokers.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of Ogden (the obligee), with borrowers protected. The ordinance gives any aggrieved person a direct right of action against the bond, and the license itself does not issue until the bond is filed and approved by the city attorney's office.
No bond, no license. This covers only the City of Ogden's local licensing bond — a business making deferred-deposit (payday) loans is separately subject to registration under the Utah Check Cashing and Deferred Deposit Lending Registration Act, administered by the Utah Department of Financial Institutions, which is not part of this filing. We issue the executed $2,000 city bond ready to file and track renewals so your license stays current.
You need this bond if you're
One application, issued instantly.
These are the actual issuing fields — no credit section, because this bond doesn't collect credit information.
Start the application →Common questions.
Other Utah bonds.
Finish your Ogden license checklist today.
$100 flat, soft pull only, bond often issued in the same sitting. Free until issued.