Ogden money lender bonds.
$100 flat.
The City of Ogden requires a $2,000 bond to license anyone lending money on personal security: money brokers, loan agencies, short-term loan businesses, and pawnbrokers other than banks and building-and-loan institutions. Ours is $100 flat, and the price you see is the checkout price.
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How much does an Ogden money lender bond cost?
$100 at the $2,000 amount, the same for every applicant.
Three steps. One sitting.
License bonds are the simplest thing in surety. Here's the entire process:
Apply online
Business details and an effective date. No financials, no credit check.
Pay & e-sign
License bonds like this issue right after purchase for most applicants.
File with your license
Your executed bond and power of attorney arrive by email, ready to file with your Ogden business license application. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
A money lender bond is a consumer-protection guarantee for anyone extending credit against personal security — a paycheck assignment, personal property, or other collateral — outside the banking system. Ogden Municipal Code §5-1A-25(B) puts up a financial backstop that a licensee will observe the city's ordinances and Utah's interest-rate laws for money brokers, loan agencies, short-term loan businesses, and pawnbrokers.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of Ogden (the obligee), with borrowers protected. The ordinance gives any aggrieved person a direct right of action against the bond, and the license itself does not issue until the bond is filed and approved by the city attorney's office.
No bond, no license. This covers only the City of Ogden's local licensing bond — a business making deferred-deposit (payday) loans is separately subject to registration under the Utah Check Cashing and Deferred Deposit Lending Registration Act, administered by the Utah Department of Financial Institutions, which is not part of this filing. We issue the executed $2,000 city bond ready to file and track renewals so your license stays current.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $2,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with your license. Your executed bond and power of attorney arrive by email, ready to file with your Ogden business license application. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $100 at the $2,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
No credit check.
One application, issued instantly.
These are the actual issuing fields. No credit check.
Start the application →Common questions.
Other Utah bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
Finish your Ogden license checklist today.
$100 flat, no credit check, bond often issued in the same sitting. Free until issued.