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Utah contractor license bonds.
$500 flat.

Utah can require a $25,000 surety bond for an R100 residential and small-commercial contractor license filed with the Division of Professional Licensing. Ours is $500 flat — the price you see is the checkout price, identical for everyone. A quick soft credit check may apply; the bond is issued when you pay.

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Required for an R100 contractor license — through DOPL under Utah Code 58-55-306
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Fixed amount, fixed price — $25,000 bond, $500, no quote theater
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One soft credit pull — never a hard inquiry, and it never affects your score
A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Utah contractor license bond cost?

$500 at the $25,000 amount, the same for every applicant.

How it works

Three steps to licensed.

Your DOPL application is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · ONLINE

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

RIGHT AWAY

Approved

Most are approved as soon as you apply. One soft credit pull, never a hard inquiry, and it never affects your score. If it needs a second look, one to two business days at most.

WHEN YOU PAY

E-sign & file with DOPL

Pay online and receive the executed bond ready to file with your contractor license application. Wet-ink originals mailed whenever the state insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

Utah licenses construction contractors through the Division of Professional Licensing (DOPL) under the Construction Trades Licensing Act (Utah Code 58-55). DOPL can require a surety bond as part of demonstrating financial responsibility, in an amount that varies by license classification.

For the R100 residential and small-commercial classification, the bond amount is $25,000. General building (B100) and general engineering (E100) classifications carry a $50,000 bond, and most other classifications carry $15,000. The bond stands behind your compliance with the Construction Trades Licensing Act for the protection of those you do business with.

It is not insurance for you — if the surety pays a claim, you repay the surety. DOPL may waive the bond for applicants who meet its financial-responsibility standard; if you do not qualify for a waiver, the bond is how you satisfy the requirement.

Utah Code 58-55-306 (Construction Trades Licensing Act)Under Utah Code 58-55-306 and DOPL rule, a contractor license applicant who does not meet the Division's financial-responsibility standard must file a surety bond. Amounts by classification: $50,000 for B100 (general building) and E100 (general engineering); $25,000 for R100 (residential and small commercial); and $15,000 for other classifications. Confirm the amount that applies to your classification on your DOPL application.

You need this bond if you're

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Applying for an R100 license — residential and small-commercial contractor
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Renewing a contractor license and DOPL requires the bond again
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Not qualifying for a financial-responsibility waiver and satisfying the requirement with a bond
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A new contractor getting licensed in Utah for the first time
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $25,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

E-sign & file with DOPL. Pay online and receive the executed bond ready to file with your contractor license application. Wet-ink originals mailed whenever the state insists.

What sets the price

The premium is fixed at $500 at the $25,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

One soft credit pull, never a hard inquiry, and it never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.

Start the application →
FAQ

Common questions.

Do I pay the $25,000?No. You pay $500 flat — the price is set by our carrier's rate book for this bond, not a percentage of the amount. The $25,000 is the surety's maximum liability; it's not a deposit, and nobody holds your money.
Who requires this bond?The Utah Division of Professional Licensing (DOPL) can require it under the Construction Trades Licensing Act (Utah Code 58-55-306) when an applicant does not meet the Division's financial-responsibility standard. The R100 classification carries a $25,000 bond.
My classification is not R100 — can you still help?Yes. B100 and E100 carry a $50,000 bond, and most other classifications carry $15,000. Tell us your classification and we issue the right amount at the price our rate book sets for it.
Is there a credit check?Yes: one soft credit pull, never a hard inquiry, and it never affects your score. It's the only extra step beyond the application, and it informs approval, not price. The price stays $500 either way: credit can affect whether we approve the bond, never what it costs.
When does it renew?Terms run 1, 2, or 3 years — your choice at purchase. You'll get renewal notices 60 and 30 days before expiration, with autopay available, and the bond must stay active for as long as DOPL requires it.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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$500 flat, short application, bond issued when you pay. Free until issued.

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