UT motor vehicle dealer bonds.
$2,250 flat. Soft pull.

Utah requires most licensed new and used motor vehicle dealers to file a $75,000 bond with the Motor Vehicle Enforcement Division. Ours is $2,250 flat — 3% of the bond amount, identical for every dealer. One soft credit pull, e-signed in 1–2 business days.

Required for your UT dealer license — new and used dealers, through MVED
Fixed amount, fixed price — $75,000 bond, $2,250, no quote theater
Soft credit pull only — never affects your score, and the rate stays 3% either way
A-ratedA.M. Best carriers1–2 daystypical issuance1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to licensed.

Your dealer license is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · 5 MINUTES

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with MVED

Pay online and receive the executed bond ready to file with your dealer license application. Wet-ink originals mailed whenever the state insists.

The whole pricing page.

$75,000 bond × 3% = $2,250, one-time per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$2,250
2-year term
$4,500
3-year term
$6,750
About this bond

What it is and who needs it.

What the bond actually guarantees

Utah licenses motor vehicle dealers through the State Tax Commission's Motor Vehicle Enforcement Division (MVED), and conditions the license on a surety bond under Utah Code 41-3-205. The bond is a consumer-and-public-protection guarantee: it stands behind clear title on the vehicles you sell and your compliance with Utah's motor vehicle business laws.

It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the State of Utah together with harmed buyers (the protected parties). If a dealer fails to deliver clear title, misapplies a customer's money, or otherwise violates dealer law, the harmed party can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Dealers who deliver clean title and keep good records treat the bond as a license formality, not a risk.

Utah Code 41-3-205Utah Code 41-3-205 conditions a motor vehicle dealer license on a corporate surety bond filed with the Motor Vehicle Enforcement Division. The amount is $75,000 for most new and used dealers (and special equipment dealers). Lower amounts apply to some categories — $10,000 for a motorcycle, off-highway vehicle, or small trailer dealer or crusher, and $20,000 for a body shop. The surety must be authorized in Utah and rated at least B+ by A.M. Best. Confirm the amount that applies to your license type on your application.

You need this bond if you're

Applying for a UT dealer license — new or used motor vehicle dealer
Renewing your dealer license and your current bond is expiring or non-renewing
Adding a category or location that MVED ties to a bond filing
Moving to Utah from another state and getting licensed here

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

Do I pay the $75,000? +
No. You pay $2,250 — the flat 3% of the bond amount. The $75,000 is the surety's maximum liability to the state and harmed buyers; it's not a deposit, and nobody holds your money.
Who requires this bond? +
The Utah State Tax Commission's Motor Vehicle Enforcement Division requires it as a condition of a motor vehicle dealer license, under Utah Code 41-3-205. No active bond, no license.
Is $75,000 always the amount? +
For most new and used dealers, yes. Some categories are lower — $10,000 for motorcycle, off-highway vehicle, small trailer dealers, or crushers, and $20,000 for a body shop. If your license type calls for a different amount, send it to us and we issue it at the same flat 3%.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It's the only extra step beyond the application, and it informs approval, not price. The rate is a flat 3% either way: credit can affect whether we approve the bond, never what it costs.
When does it renew? +
Terms run 1, 2, or 3 years — your choice at purchase. You'll get renewal notices 60 and 30 days before expiration, with autopay available, and the bond must stay active for your dealer license to stay valid.
Related bonds

Other New York bonds.

MVED is waiting on one document.

$2,250 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.

Your premium @ 3%$2,250
Apply now →